Jefferson County property record for 3209 Echo Lake Dr, Byrnes Mill, MO 63025
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,707 sqft · built 2005 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $249,200 (Jun 2006) |
| Tax Bill | $3,821 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-5.0-21.0-0-000-031.17 |
| Primary APN | 03-5.0-21.0-0-000-031.17 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,707 sqft Living Area |
| Gross Area | 2,457 sqft |
| 1st Floor Area | 1,707 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Porch | Open Frame Porch |
| Porch Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3209 ECHO LAKE DR |
|---|---|
| City | BYRNES MILL |
| State | MO |
| Zip | 63025-3017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ECHO LAKE LOT 17 |
| Legal Range | 4E |
| Legal Township | 43N |
| Legal Section | 21 |
| Legal Subdivision | ECHO LAKE |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | HIGH RIDGE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 700302 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3209 ECHO LAKE DR, BYRNES MILL, MO 63025-3017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · Line of Credit ADVANTAGE CREDIT UNION |
| Sep 30, 2020 | Deed of Trust, Mortgage GOLDEN OAK LNDG |
| Jun 29, 2019 | Deed of Trust, Mortgage GOLDEN OAK LNDG |
| Oct 16, 2017 | Deed of Trust, Mortgage · Line of Credit VANTAGE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2006 · Amount on Record |
| Deed Sale | Jun 21, 2006 · Amount on Record |
| Prior Sale | Jan 17, 2006 · Amount on Record |
| Deed Document Number | 200630369 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jun 17, 2026 |
| Property Address | 3209 ECHO LAKE DR, BYRNES MILL, MO 63025-3017 |
| Document Number | 0000016394 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202616394 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3209 ECHO LAKE DR, BYRNES MILL, MO 63025-3017 |
| Document Number | 0000016394, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 202616394 |
| Name | ADVANTAGE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Apr 17, 2051 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3209 ECHO LAKE DR, BYRNES MILL, MO 63025-3017 |
| Document Number | 0000037945 |
| Instrument Date | Sep 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3209 ECHO LAKE DR BYRNES MILL MO 630253017, BYRNES MILL, MO 63025-3017 |
| Document Number | 0000037945 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 37945 |
| Name | GOLDEN OAK LNDG |
|---|---|
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Oct 7, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3209 ECHO LAKE DR, BYRNES MILL, MO 63025-3017 |
| Document Number | 0000019728 |
| Instrument Date | Jun 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3209 ECHO LAKE DR BYRNES MILL MO 630253017, BYRNES MILL, MO 63025-3017 |
| Document Number | 0000019728 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 19728 |
| Name | GOLDEN OAK LNDG |
|---|---|
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 8, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 3209 ECHO LAKE DR, BYRNES MILL, MO 63025-3017 |
| Document Number | 0000036333 |
| Instrument Date | Oct 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2017 |
| Title Company | SECURITY TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3209 ECHO LAKE DR BYRNES MILL MO 630253017, BYRNES MILL, MO 63025-3017 |
| Document Number | 0000036333 |
|---|---|
| Date | Nov 16, 2017 |
| Instrument | 36333 |
| Name | VANTAGE CU |
|---|---|
| Address | BRIDGETON, MO 63044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 15, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Byrnes Mill City |
| Unified School District | Northwest R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,200 (-) Land $7,700 Building $45,500 | $280,000 (-) Land $40,700 Building $239,300 | |
| 2025 | $3,821.00 (+5.93%) | $53,200 (+7.26%) Land $7,700 Building $45,500 | $280,000 (-) Land $40,700 Building $239,300 |
| 2024 | $3,607.00 (+0.59%) | $280,000 (+7.12%) Land $40,700 Building $239,300 | |
| 2023 | $3,586.00 | $49,600 Land $7,700 Building $41,900 | $261,400 Land $40,700 Building $220,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 414 (1979–2020) |
| Claims Outside the SFHA | 25 of 414 |
| Most Recent Claim | Aug 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 6 serves 7,500 people · EPA ID MO6024298 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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