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  3. Jefferson County
  4. Byrnes Mill
  5. Echo Lake Dr

3205 Echo Lake Dr, Byrnes Mill (Eureka), MO 63025 Property Records

Jefferson County property record for 3205 Echo Lake Dr, Byrnes Mill, MO 63025

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,758 sqft · built 2005
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Oct 2020)
Tax Bill$3,613 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Mar 2017 Mortgage
+ 7 more
Flood ZoneZone X (minimal risk)
APN03-5.0-21.0-0-000-031.18

Property Details

APN / Parcel Number

Primary APN03-5.0-21.0-0-000-031.18
Alternative APN
  • 0350210 03118

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,758 sqft Living Area
Gross Area2,526 sqft
1st Floor Area1,758 sqft
Basement Area879 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeFrame
Lot Area21,780 sqft (0.5 acres)
Garage TypeAttached
Garage Area768 sqft
PorchOpen Frame Porch
Porch Area252 sqft
Patio Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3205 ECHO LAKE DR
CityBYRNES MILL
StateMO
Zip63025-3017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionECHO LAKE LOT 18
Legal Range4E
Legal Township43N
Legal Section21
Legal SubdivisionECHO LAKE
Legal Block2
Legal Lot Number18
JurisdictionJEFFERSON MO
Township / Civil DivisionHIGH RIDGE
Census Block Group2
Census Block2009
Census Tract700302

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3205 ECHO LAKE DR, BYRNES MILL, MO 63025-3017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2021Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Mar 31, 2017Deed of Trust, Mortgage · Conventional Mortgage
ACCESS CAPITAL FUNDING LLC
Oct 7, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
ACCESS CAPITAL FUNDING LLC
Jan 31, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
ACCESS CAPITAL FUNDING LLC
Feb 13, 2020Quit Claim Deed, Transfer
TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR
Sep 4, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Jul 9, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
ACCESS CAPITAL FUNDING LLC
Apr 21, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 15, 2017Quit Claim Deed, Transfer
TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2020 · Amount on File
Deed SaleOct 7, 2020 · Amount on File
Prior SaleJan 31, 2020 · Amount on File
Deed Document Number202037753
Prior Transfer DateSep 30, 2020
Prior Transfer Doc0000037753
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address3205 ECHO LAKE DR, BYRNES MILL, MO 63025-3017
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3205 ECHO LAKE DR, BYRNES MILL, MO 63025-3017

Mortgage

Document Number0000033331
DateAug 2, 2021
Instrument2021R-033331
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term479 Months
DueJul 15, 2061
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address3205 ECHO LAKE DR, BYRNES MILL, MO 63025-3017
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009651
DateMar 31, 2017
Instrument2017R-009651
Lender
NameACCESS CAPITAL FUNDING LLC
TypeFunding / Finance Company
AddressCHESTERFIELD, MO 63017
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2047

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJEFFERSON MO
Recording DateOct 7, 2020
Property Address3205 ECHO LAKE DR, BYRNES MILL, MO 63025-3017
Document Number0000037753
Map ReferenceMB 224 PG 14-19
Instrument DateSep 30, 2020
Instrument2020R-037753
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyTOUCHSTONE TITLE & ABSTRACT

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3205 ECHO LAKE DR, BYRNES MILL, MO 63025-3017

Mortgage

Document Number0000037754
DateOct 7, 2020
Instrument2020R-037754
Lender
NameACCESS CAPITAL FUNDING LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

January 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJEFFERSON MO
Recording DateJan 31, 2020
Property Address3205 ECHO LAKE DR, BYRNES MILL, MO 63025-3017
Document Number0000003813
Map ReferenceMB 224 PG 14-19
Instrument DateJan 27, 2020
Instrument2020R-003813
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3205 ECHO LAKE DR, BYRNES MILL, MO 63025-3017

Mortgage

Document Number0000003814
DateJan 31, 2020
Instrument2020R-003814
Lender
NameACCESS CAPITAL FUNDING LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJEFFERSON MO
Recording DateFeb 13, 2020
Property Address3205 ECHO LAKE DR, BYRNES MILL, MO 63025-3017
Document Number0000005189
Instrument DateJan 27, 2020
Instrument5189
Transaction TypeTransfer
Record UpdatedFeb 27, 2020
Title CompanyTOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3205 ECHO LAKE DR BYRNES MILL MO 630253017, BYRNES MILL, MO 63025-3017

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJEFFERSON MO
Recording DateSep 4, 2019
Property Address3205 ECHO LAKE DR, BYRNES MILL, MO 63025-3017
Document Number0000026559
Instrument DateJun 28, 2019
Instrument26559
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3205 ECHO LAKE DR BYRNES MILL MO 630253017, BYRNES MILL, MO 63025-3017

July 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJEFFERSON MO
Recording DateJul 9, 2019
Property Address3205 ECHO LAKE DR, BYRNES MILL, MO 63025-3017
Document Number0000019655
Map ReferenceMB 224 PG 14-19
Instrument DateJun 28, 2019
Instrument2019R-019655
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyTOUCHSTONE TITLE & ABSTRACT

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3205 ECHO LAKE DR, BYRNES MILL, MO 63025-3017

Mortgage

Document Number0000019656
DateJul 9, 2019
Instrument2019R-019656
Lender
NameACCESS CAPITAL FUNDING LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJEFFERSON MO
Recording DateApr 21, 2017
Property Address3205 ECHO LAKE DR, BYRNES MILL, MO 63025-3017
Document Number0000011890
Instrument DateApr 17, 2017
Instrument11890
Transaction TypeTransfer
Record UpdatedApr 25, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address3205 ECHO LAKE DR BYRNES MILL MO 630253017, BYRNES MILL, MO 63025-3017

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJEFFERSON MO
Recording DateMar 15, 2017
Property Address3205 ECHO LAKE DR, BYRNES MILL, MO 63025-3017
Document Number0000007688
Instrument DateMar 10, 2017
Instrument7688
Transaction TypeTransfer
Record UpdatedMar 20, 2017
Title CompanyTOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transaction

Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3205 ECHO LAKE DR BYRNES MILL MO 630253017, BYRNES MILL, MO 63025-3017

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityByrnes Mill City
Unified School DistrictNorthwest R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$50,300 (-) Land $7,700 Building $42,600$265,000 (-) Land $40,700 Building $224,300
2025$3,613.00 (+5.95%)$50,300 (+7.25%) Land $7,700 Building $42,600$265,000 (-) Land $40,700 Building $224,300
2024$3,410.00 (+0.56%)$265,000 (+7.2%) Land $40,700 Building $224,300
2023$3,391.00 (-0.06%)$46,900 (-) Land $7,700 Building $39,200$247,200 (-) Land $40,700 Building $206,500
2022$3,393.00$46,900 Land $7,700 Building $39,200
2021$247,200 Land $40,700 Building $206,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims414 (1979–2020)
Claims Outside the SFHA25 of 414
Most Recent ClaimAug 2020 · other causes
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2009 · 47 claims
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 82 claims
  • Severe Storms & Flooding, Sep 1993 · 72 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COUNTY PWSD 6
serves 7,500 people · EPA ID MO6024298
Water SourceGroundwater
Last State InspectionJan 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30

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