Osceola County property record for 3209 5th St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1984 |
| Square Footage | 1,930 sqft Heated Area |
| Lot Size | 12,197 sqft (0.28 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $103,000 (1997) |
| Tax Bill | $1,105.00 (2025) |
| Primary APN | 81777 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,930 sqft Heated Area |
| Gross Area | 2,606 sqft Gross Area |
| 1st Floor | 1,000 sqft 1st Floor |
| Upper Floors | 720 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Aluminum Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,197 sqft (0.28 acres) |
| Depth X Width | 165 ft x 75 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached - Finished Garage |
| Garage Area | 364 sqft Garage |
| Porch | Enclosed Porch |
| Porch Area | 210 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 81777 |
|---|---|
| Street Address | 3209 5TH ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2011 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PGS 61-64 E 75 FT OF W 300 FT OF LOT 268 AKA TRACT D |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 03 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | D |
| Legal Block | 1 |
| Legal Lot Number | 268 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 43203 |
Source: Osceola County records · APN 81777
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 3209 5TH ST, SAINT CLOUD, FL 34769-2011 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 26, 2016 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Aug 31, 2016 | Loan Modification, Mortgage · Conventional Mortgage CITIMORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 09, 1997 · Amount on Record |
| Deed Sale | Oct 09, 1997 · Amount on Record |
| Deed Doc Number | 0144100311 |
| Deed Book / Page | 01441 / 00311 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3209 5TH ST, SAINT CLOUD, FL 34769-2011 |
| Document Number | 0051011526 |
| Instrument Date | Dec 26, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3209 5TH ST ST CLOUD FL 347692011, ST CLOUD, FL 34769-2011 |
| Document Number | 0051011526 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 005101/001526 |
| Instrument | 24014 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3209 5TH ST, SAINT CLOUD, FL 34769-2011 |
| Document Number | 0051122255 |
| Instrument Date | Aug 31, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3209 5TH ST ST CLOUD FL 347692011, ST CLOUD, FL 34769-2011 |
| Document Number | 0051122255 |
|---|---|
| Date | Mar 07, 2017 |
| Book Page | 005112/002255 |
| Instrument | 35554 |
| Name | CITIMORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | O FALLON, MO 63368-2240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 06, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,105.00 (+8.44%) Homeowner's exemption | $104,628 (+5.99%) | $302,300 (+13.05%) Land $55,000 Building $247,300 |
| 2023 | $1,019.00 (+5.27%) Homeowner's exemption | $98,719 (+3%) | $267,400 (+16.16%) Land $50,000 Building $217,400 |
| 2022 | $968.00 Homeowner's exemption | $95,844 | $230,200 Land $45,000 Building $185,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 5% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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