Osceola County property record for 3107 5th St, Saint Cloud, FL 34769 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1988 |
| Square Footage | 1,512 sqft Living Area |
| Lot Size | 10,105 sqft (0.232 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $295,000 (2026) |
| Tax Bill | $614.00 (2025) |
| Primary APN | 03-26-30-0725-0001-2677 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 2,002 sqft Gross Area |
| 1st Floor | 1,320 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Custom Design Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,105 sqft (0.232 acres) |
| Depth X Width | 165 ft x 75 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 330 sqft Garage |
| Porch Area | 556 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3107 5TH ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2011 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PGS 61-64 LOTS 267 AND 268 LESS E 255 FT OF LOT 267 AND LESS W 300 FT OF LOT 268 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 03 |
| Legal Subdivision | S L & I C TOWN OF ST CLOUD |
| Legal Tract | 725 |
| Legal Block | 2677 |
| Legal Lot Number | 2677 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 43203 |
Source: Osceola County records · APN 03-26-30-0725-0001-2677
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3107 5TH ST, SAINT CLOUD, FL 34769-2011 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 03, 2026 · Amount on Record |
| Deed Sale | Aug 03, 2026 · Amount on Record |
| Prior Sale | Jun 16, 1999 · Amount on Record |
| Deed Doc Number | 2026101117 |
| Deed Book / Page | 7014 / 349 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 03, 2026 |
| Property Address | 3107 5TH ST, SAINT CLOUD, FL 34769-2011 |
| Document Number | 0000101117 |
| Book / Page | 7014 / 349 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 2026101117 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2026 |
| Title Company | STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $208,565.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3107 5TH ST, SAINT CLOUD, FL 34769-2011 |
| Document Number | 0000101118, |
|---|---|
| Date | Aug 03, 2026 |
| Instrument | 2026101118 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $614.00 (+14.34%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $93,854 (+5.99%) | $268,000 (+11.9%) Land $55,000 Building $213,000 |
| 2023 | $537.00 (-7.57%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $88,553 (+3%) | $239,500 (+16.15%) Land $50,000 Building $189,500 |
| 2022 | $581.00 Homeowner's exemption Senior Citizen's exemption | $85,974 | $206,200 Land $45,000 Building $161,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 5% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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