3209 5 Oaks Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3209 5 Oaks Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,070 sqft · built 1994
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$136,000 (Nov 2025)
Tax Bill	$1,801 (2023)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Aug 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`08-1.0-01.0-2-001-021.39`

Property Details

APN / Parcel Number

Primary APN	`08-1.0-01.0-2-001-021.39`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,070 sqft Living Area
Gross Area	1,450 sqft
1st Floor Area	1,070 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	380 sqft
Porch	Open Frame Porch
Porch Area	72 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3209 5 OAKS DR
City	ARNOLD
State	MO
Zip	63010-3886
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	FIVE OAKS LOT 39
Legal Range	5E
Legal Township	42N
Legal Section	01
Legal Subdivision	FIVE OAKS
Legal Block	1
Legal Lot Number	39
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1003
Census Tract	700116

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3209 5 OAKS DR, ARNOLD, MO 63010-3886
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Aug 9, 2019	Loan Modification, Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Deed Document Number	202528919
Prior Transfer Date	Oct 27, 2025
Prior Transfer Doc	0000028919
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 7, 2025
Property Address	3209 5 OAKS DR, ARNOLD, MO 63010-3886
Document Number	0000028919
Map Reference	MB 94 PG 6
Instrument Date	Oct 27, 2025
Instrument	2025R-028919
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3209 5 OAKS DR, ARNOLD, MO 63010-3886

Mortgage

Document Number	0000028920
Date	Nov 7, 2025
Instrument	2025R-028920

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON MO
Property Address	3209 5 OAKS DR, ARNOLD, MO 63010-3886
Document Number	0000030906
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3209 5 OAKS DR ARNOLD MO 630103886, ARNOLD, MO 63010-3886

Mortgage

Document Number	0000030906
Date	Oct 7, 2019
Instrument	30906

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,400 (+160.95%) Land $4,800 Building $22,600	$144,500 (+162.25%) Land $25,300 Building $119,200
2025		$10,500 (-58.66%) Land $4,800 Building $5,700
2024			$55,100 (-58.85%) Land $25,300 Building $29,800
2023	$1,801.00	$25,400 Land $4,800 Building $20,600	$133,900 Land $25,300 Building $108,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on 5 Oaks Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures