3205 5 Oaks Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3205 5 Oaks Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 720 sqft · built 1994
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$322,551 (Oct 2023)
Tax Bill	$2,018 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-1.0-01.0-2-001-021.40`

Property Details

APN / Parcel Number

Primary APN	`08-1.0-01.0-2-001-021.40`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	720 sqft Living Area
Gross Area	966 sqft
Basement Area	154 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	246 sqft
Porch	Open Frame Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3205 5 OAKS DR
City	ARNOLD
State	MO
Zip	63010-3886
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	FIVE OAKS LOT 40
Legal Range	5E
Legal Township	42N
Legal Section	01
Legal Subdivision	FIVE OAKS
Legal Block	1
Legal Lot Number	40
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1003
Census Tract	700116

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3205 5 OAKS DR, ARNOLD, MO 63010-3886
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
Oct 3, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	Jun 16, 2006 · Amount on Record
Deed Document Number	202324877
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3205 5 OAKS DR, ARNOLD, MO 63010-3886
Transaction Type	Mortgage
Record Updated	Nov 24, 2025
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 5 OAKS DR, ARNOLD, MO 63010-3886

Mortgage

Document Number	0000028681
Date	Nov 5, 2025
Instrument	2025R-028681

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 3, 2023
Property Address	3205 5 OAKS DR, ARNOLD, MO 63010-3886
Document Number	0000024877
Map Reference	MB 94 PG 6
Instrument Date	Sep 21, 2023
Instrument	2023R-024877
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5207 ARROW RIDGE PL, IMPERIAL, MO 63052-3216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2724 RIDGEVIEW ACRES DR, FESTUS, MO 63028-4717

Mortgage

Document Number	0000024878
Date	Oct 3, 2023
Instrument	2023R-024878

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,200 (-) Land $4,800 Building $24,400	$153,600 (-) Land $25,300 Building $128,300
2025	$2,018.00 (+4.99%)	$29,200 (+7.75%) Land $4,800 Building $24,400
2024			$153,600 (+7.49%) Land $25,300 Building $128,300
2023	$1,922.00 (+2.73%)	$27,100 (+2.65%) Land $4,800 Building $22,300	$142,900 (+2.73%) Land $25,300 Building $117,600
2022	$1,871.00	$26,400 Land $4,800 Building $21,600
2021			$139,100 Land $25,300 Building $113,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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