3209 46th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 3209 46th St E, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,421 sqft · built 2005
Lot Size0.27 acres (11,792 sqft)
OwnerIndividual Name on File
Last Sale$235,000 (Mar 2020)
Tax Bill$2,491 (2024)
Deeds & MortgagesMar 2020 Sale & Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7475.0415-9

Property Details

APN / Parcel Number

Primary APN7475.0415-9
Alternative APNs
  • 341805747504159
  • 0747504159

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,421 sqft Living Area
Gross Area2,100 sqft
1st Floor Area1,421 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,792 sqft (0.27 acres)
Garage TypeAttached
Garage Area427 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area252 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number341805747504159
Old Parcel Number0747504159
Street Address3209 46TH ST E
CityPALMETTO
StateFL
Zip34221-4731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-R
Legal DescriptionLOT 154 SUGAR MILL LAKES PHASE 1 PI#7475.0415/9
Legal Range18E
Legal Township34S
Legal Section05
Legal SubdivisionSUGAR MILL LAKES PHASE 1
Legal Phase1
Legal Tract747500
Legal Block1003
Legal Lot Number154
JurisdictionMANATEE FL
Township / Civil DivisionPALMETTO
Census Block Group3
Census Block3005
Census Tract1501

Owner

Source: Manatee County assessment roll, APN 7475.0415-9, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3209 46TH ST E, PALMETTO, FL 34221-4731
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2020Warranty Deed, Transfer · FHA Mortgage
AMERIFIRST HM MTG
Jun 09, 2017Warranty Deed, Transfer · VA Mortgage
UNIVERSAL AMERICAN MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 30, 2020 · Amount on Record
Deed SaleMar 30, 2020 · Amount on Record
Prior SaleJun 09, 2017 · Amount on Record
Deed Document Number202000033379
Record UpdatedJun 08, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateMar 30, 2020
Property Address3209 46TH ST E, PALMETTO, FL 34221-4731
Document Number0041033379
Instrument DateMar 27, 2020
Instrument41033379
Transaction TypeTransfer
Record UpdatedApr 27, 2020
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3209 46TH ST E PALMETTO FL 342214731, PALMETTO, FL 34221-4731

Mortgage

Document Number41033380
DateMar 30, 2020
Instrument41033380
Lender
NameAMERIFIRST HM MTG
TypeMortgage Company
AddressPORTAGE, MI 49002
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 29, 2050

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateJun 09, 2017
Property Address3209 46TH ST E, PALMETTO, FL 34221-4731
Document Number0026783884
Book / Page002678 / 003884
Instrument DateMay 26, 2017
Instrument41055380
Transaction TypeTransfer
Record UpdatedJun 20, 2017
Title CompanyPARAMOUNT TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3209 46TH ST E PALMETTO FL 342214731, PALMETTO, FL 34221-4731

Mortgage

Document Number26783886
DateJun 09, 2017
Book Page002678/003886
Instrument41055381
Lender
NameUNIVERSAL AMERICAN MTG
TypeMortgage Company
AddressMIAMI, FL 33172-3139
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 08, 2047

Tax Assessment & Valuation

Source: Manatee County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$212,146 (+5.99%)$276,153 (-6.13%) Land $51,000 Building $225,153
2024$2,491.00 (+1.8%)
2023$2,447.00 (+3.12%) Homeowner's exemption$200,162 (+3%)$294,189 (+13.37%) Land $51,000 Building $243,189
2022$2,373.00 Homeowner's exemption$194,332$259,505 Land $50,000 Building $209,505

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Manatee County (12081C), as of September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120810015013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 229 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6411132, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on 46th St E

Nearby Streets

Search Property Records by Address or Parcel Number