1. Home
  2. Florida
  3. Manatee County
  4. Palmetto
  5. 46th St E

3115 46th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 3115 46th St E, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,926 sqft · built 2005
Lot Size0.261 acres (11,353 sqft)
Owner2 Individual Names on Record
Last Sale$430,000 (Aug 2022)
Tax Bill$4,618 (2024)
Deeds & MortgagesAug 2022 Sale & Mortgage
Sep 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN7475-0160-9

Property Details

APN / Parcel Number

Primary APN7475-0160-9
Alternative APNs
  • 341806747501609
  • 0747501609

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,926 sqft Living Area
Gross Area2,708 sqft
1st Floor Area1,926 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,353 sqft (0.261 acres)
View / LotStandard
Garage TypeAttached
Garage Area490 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area292 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Old Parcel Number0747501609
Street Address3115 46TH ST E
CityPALMETTO
StateFL
Zip34221-4735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-R
Legal DescriptionLOT 21 SUGAR MILL LAKES PHASE 1 PI#7475.0160/9
Legal Range18E
Legal Township34S
Legal Section06
Legal SubdivisionSUGAR MILL LAKES PHASE 1
Legal Tract00747500
Legal Lot Number21
JurisdictionMANATEE FL
Township / Civil DivisionPALMETTO
Census Block Group3
Census Block3000
Census Tract1501

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3115 46TH ST E, PALMETTO, FL 34221-4735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2022Special Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Sep 12, 2019Quit Claim Deed, Transfer
OS NATIONAL LLC, OS NAT'L LLC
Sep 12, 2019Loan Modification, Mortgage · Line of Credit
MORGAN STANLEY MTG CAP HOLDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2022 · Amount on Record
Deed SaleAug 15, 2022 · Amount on Record
Prior SaleJun 10, 2015
Deed Document Number2022104656
Prior Transfer DateAug 22, 2019
Prior Transfer Doc0028016440
Record UpdatedOct 29, 2026

August 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMANATEE FL
Recording DateAug 15, 2022
Property Address3115 46TH ST E, PALMETTO, FL 34221-4735
Document Number0041104656
Map ReferenceMB 44 PG 108
Instrument DateJun 28, 2022
Instrument202241104656
Transaction TypeTransfer
Record UpdatedAug 30, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,010.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9990 RICHMOND AVE, 9990, HOUSTON, TX 77042-4559

Transferred To (Grantee/Buyer)

NameVerified Name
Address3115 46TH ST E, PALMETTO, FL 34221-4735

Mortgage

Document Number0041104657
DateAug 15, 2022
Instrument202241104657
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMANATEE FL
Recording DateSep 12, 2019
Property Address3115 46TH ST E, PALMETTO, FL 34221-4735
Document Number0028016440
Book / Page002801 / 006440
Instrument DateAug 22, 2019
Instrument41091135
Transaction TypeTransfer
Record UpdatedOct 1, 2019
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMANATEE FL
Recording DateSep 12, 2019
Property Address3115 46TH ST E, PALMETTO, FL 34221-4735
Document Number0028016479
Book / Page002801 / 006479
Instrument DateAug 22, 2019
Instrument41091136
Transaction TypeMortgage
Record UpdatedOct 3, 2019
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address810 7TH AVE #24TH NEW YORK NY 100195818, 24TH, NEW YORK, NY 10019-5818

Mortgage

Document Number28016479
DateSep 12, 2019
Book Page002801/006479
Instrument41091136
Lender
NameMORGAN STANLEY MTG CAP HOLDING
TypeMortgage Company
Address1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$330,489 (-1.02%) Land $40,800 Building $289,689$330,489 (-1.02%) Land $40,800 Building $289,689
2025$333,898 (-6.57%) Land $40,800 Building $293,098$333,898 (-6.57%) Land $40,800 Building $293,098
2024$4,618.00 (-9.93%)
2023$5,127.00 (+26.56%)$357,376 (+14.28%) Land $40,800 Building $316,576$357,376 (+14.28%) Land $40,800 Building $316,576
2022$4,051.00$312,712 Land $40,000 Building $272,712$312,712 Land $40,000 Building $272,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on 46th St E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures