32086 White Spruce Ct, Wildomar, CA 92595 Property Records

Riverside County property record for 32086 White Spruce Ct, Wildomar, CA 92595

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,622 sqft · built 1998
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Sep 2017)
Tax Bill	$3,298 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`380-191-017`

Property Details

APN / Parcel Number

Primary APN	`380-191-017`
Alternative APN	`369721006`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,622 sqft Living Area
Gross Area	3,110 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Construction Type	Wood
Roof Material	Tile
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	32086 WHITE SPRUCE CT
City	WILDOMAR
State	CA
Zip	92595-8017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 43 MB 206/068 TR 23238
Legal Subdivision	TRACT NO 23238
Legal Tract	23238
Legal Lot Number	43
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2001
Census Tract	50600

Owner

32086 White Spruce Ct is owned and occupied by two individuals who bought it in September 2017.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32086 WHITE SPRUCE CT, WILDOMAR, CA 92595-8017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 12, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 19, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 18, 2017	Grant Deed, Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2017 · Amount on File
Deed Sale	Sep 18, 2017 · Amount on File
Prior Sale	Jan 5, 2016 · Amount on File
Deed Document Number	2017386277
Prior Transfer Date	Oct 28, 2011
Prior Transfer Doc	0000481898
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32086 WHITE SPRUCE CT, WILDOMAR, CA 92595-8017
Transaction Type	Mortgage
Record Updated	Jun 14, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32086 WHITE SPRUCE CT, WILDOMAR, CA 92595-8017

Mortgage

Document Number	0000332141
Date	Jun 1, 2021
Instrument	2021-0332141

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32086 WHITE SPRUCE CT, WILDOMAR, CA 92595-8017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000365936
Date	Aug 12, 2020
Instrument	2020-0365936

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Jan 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32086 WHITE SPRUCE CT, WILDOMAR, CA 92595-8017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000476938
Date	Nov 19, 2019
Instrument	2019-0476938

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Nov 1, 2047

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 18, 2017
Property Address	32086 WHITE SPRUCE CT, WILDOMAR, CA 92595-8017
Document Number	0000386277
Instrument Date	Aug 14, 2017
Instrument	386277
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$467.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32086 WHITE SPRUCE CT WILDOMAR CA 925958017, WILDOMAR, CA 92595-8017

Mortgage

Document Number	386278
Date	Sep 18, 2017
Instrument	386278

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 32086 White Spruce Ct was $3,298 with a veteran's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Wildomar City
Unified School District	Lake Elsinore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$493,244 (+2%) Land $174,084 Building $319,160
2025	$3,298.00 Disabled Person's exemption Veteran's exemption	$483,573 Land $170,671 Building $312,902
2023	$3,186.00 (-0.65%) Disabled Person's exemption Veteran's exemption	$464,797 Land $164,045 Building $300,752
2022	$3,207.00
2021			$560,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32086 White Spruce Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 32086 White Spruce Ct is high, ranking above 77% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELSINORE VALLEY MWD serves 169,455 people · EPA ID CA3310012
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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