32031 White Spruce Ct, Wildomar, CA 92595 Property Records

Riverside County property record for 32031 White Spruce Ct, Wildomar, CA 92595

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,761 sqft · built 1998
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Company Names on File
Last Sale	$395,000 (Apr 2019)
Tax Bill	$4,622 (2025)
Deeds & Mortgages	Oct 2025 Transfer Mar 2024 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`380-191-014`

Property Details

APN / Parcel Number

Primary APN	`380-191-014`
Alternative APN	`369721009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,761 sqft Living Area
Gross Area	2,376 sqft
1st Floor Area	1,761 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Construction Type	Wood
Roof Material	Tile
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	32031 WHITE SPRUCE CT
City	WILDOMAR
State	CA
Zip	92595-8017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 46 MB 206/068 TR 23238
Legal Subdivision	TRACT NO 23298
Legal Tract	23238
Legal Lot Number	46
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2001
Census Tract	50600

Owner

32031 White Spruce Ct is owned by a company that acquired it in January 2022.

Source: Riverside County records, as of August 3, 2026

Owner of Record	2 Company Names on File
Mailing Address	32031 WHITE SPRUCE CT, WILDOMAR, CA 92595-8017
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Intrafamily Transfer, Transfer
Mar 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Mar 11, 2024	Intrafamily Transfer, Transfer
Aug 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jan 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Jan 24, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 2, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 4, 2019	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2019 · Amount on File
Deed Sale	Apr 4, 2019 · Amount on File
Prior Sale	Apr 13, 2006 · Amount on File
Deed Document Number	2019114921
Last Transfer Date	Jan 6, 2022
Transfer Doc	0000047117
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 10, 2025
Property Address	32031 WHITE SPRUCE CT, WILDOMAR, CA 92595-8017
Document Number	0000312820
Map Reference	MB 206 PG 68
Instrument Date	Oct 6, 2025
Instrument	2025-0312820
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	32031 WHITE SPRUCE CT, WILDOMAR, CA 92595-8017

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32031 WHITE SPRUCE CT, WILDOMAR, CA 92595-8017
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32031 WHITE SPRUCE CT, WILDOMAR, CA 92595-8017

Mortgage

Document Number	0000065415
Date	Mar 8, 2024
Instrument	2024-0065415

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	234 Months
Due	Sep 1, 2043

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 11, 2024
Property Address	32031 WHITE SPRUCE CT, WILDOMAR, CA 92595-8017
Document Number	0000066508
Map Reference	MB 206 PG 68-74
Instrument Date	Feb 1, 2024
Instrument	2024-0066508
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	32031 WHITE SPRUCE CT, WILDOMAR, CA 92595-8017

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32031 WHITE SPRUCE CT, WILDOMAR, CA 92595-8017
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32031 WHITE SPRUCE CT, WILDOMAR, CA 92595-8017

Mortgage

Document Number	0000249847
Date	Aug 23, 2023
Instrument	2023-0249847

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2043

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 28, 2022
Property Address	32031 WHITE SPRUCE CT, WILDOMAR, CA 92595-8017
Document Number	0000047117
Map Reference	MB 206 PG 68-74
Instrument Date	Jan 6, 2022
Instrument	2022-0047117
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32031 WHITE SPRUCE CT, WILDOMAR, CA 92595-8017

Mortgage

Document Number	0000047118
Date	Jan 28, 2022
Instrument	2022-0047118

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32031 WHITE SPRUCE CT, WILDOMAR, CA 92595-8017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035948
Date	Jan 24, 2020
Instrument	2020-0035948

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32031 WHITE SPRUCE CT, WILDOMAR, CA 92595-8017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32031 WHITE SPRUCE CT, WILDOMAR, CA 92595-8017

Mortgage

Document Number	0000535140
Date	Nov 2, 2020
Instrument	2020-0535140

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Feb 1, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 4, 2019
Property Address	32031 WHITE SPRUCE CT, WILDOMAR, CA 92595-8017
Document Number	0000114921
Map Reference	MB 206 PG 68-74
Instrument Date	Mar 6, 2019
Instrument	2019-0114921
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	PROVIDENT TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32031 WHITE SPRUCE CT, WILDOMAR, CA 92595-8017

Mortgage

Document Number	0000114922
Date	Apr 4, 2019
Instrument	2019-0114922

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 32031 White Spruce Ct was $4,622.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Wildomar City
Unified School District	Lake Elsinore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,434 (+2%) Land $170,671 Building $278,763
2025	$4,622.00 Homeowner's exemption	$440,623 Land $167,325 Building $273,298
2023	$4,355.00 (+2.01%) Homeowner's exemption	$423,516 Land $160,829 Building $262,687
2022	$4,269.00
2021			$464,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32031 White Spruce Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 32031 White Spruce Ct is high, ranking above 77% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELSINORE VALLEY MWD serves 169,455 people · EPA ID CA3310012
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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