Will County property record for 3208 Whitegate Rd, Joliet, IL 60431
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,098 sqft · built 1996 |
| Lot Size | 0.19 acres (8,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $196,000 (Jan 2004) |
| Tax Bill | $6,691 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-03-35-206-007 |
| Primary APN | 06-03-35-206-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,098 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Roof Material | Shingle |
| Lot Area | 8,400 sqft (0.19 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 3208 WHITEGATE RD |
|---|---|
| City | JOLIET |
| State | IL |
| Zip | 60431-0631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 105 WEXFORD SUB UNIT 3, BEING A SUB OF PRT OF E1/2 OF THE N1/4 OF SEC 35, T36N-R9E. |
| Legal Range | 09E |
| Legal Township | 36N |
| Legal Section | 35 |
| Legal Subdivision | WEXFORD |
| Legal Lot Number | 105 |
| Legal Unit | 3 |
| Jurisdiction | WILL IL |
| Township / Civil Division | PLAINFIELD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 880414 |
3208 Whitegate Rd is owned and occupied by an individual who bought it in January 2004.
Source: Will County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3208 WHITEGATE RD, JOLIET, IL 60431-0631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2004 · Amount on File |
| Deed Sale | Jan 9, 2004 · Amount on File |
| Prior Sale | Jun 23, 2003 · Amount on File |
| Deed Document Number | 20044660 |
| Prior Transfer Date | Nov 13, 1996 |
| Prior Transfer Doc | 0000105487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 3208 WHITEGATE RD, JOLIET, IL 60431-0631 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000058713 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | R2025058713 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Rate | 8.8% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 3208 WHITEGATE RD, JOLIET, IL 60431-0631 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000110609 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | R2020110609 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 3208 Whitegate Rd was $6,691.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Plainfield Township |
| Municipality | Joliet City |
| Unified School District | Plainfield School District 202 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,691.00 | $113,814 (+8.45%) Land $22,131 Building $91,683 | $341,442 (+8.45%) Land $66,393 Building $275,049 |
| 2024 | $104,946 Land $20,407 Building $84,539 | $314,838 Land $61,221 Building $253,617 | |
| 2022 | $6,117.00 Homeowner's exemption | $83,906 Land $16,554 Building $67,352 | $251,718 Land $49,662 Building $202,056 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3208 Whitegate Rd in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 32 (1983–2020) |
| Claims Outside the SFHA | 7 of 32 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3208 Whitegate Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOLIET serves 160,000 people · EPA ID IL1970450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Bertram Communications, Verizon.
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