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3205 Whitegate Rd, Joliet, IL 60431 Property Records

Will County property record for 3205 Whitegate Rd, Joliet, IL 60431

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,230 sqft · built 1995
Lot Size0.21 acres (9,346 sqft)
OwnerIndividual Name on Record
Last Sale$153,000 (Sep 1995)
Tax Bill$6,586 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN06-03-35-203-018

Property Details

APN / Parcel Number

Primary APN06-03-35-203-018

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,230 sqft Living Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Roof MaterialShingle
Lot Area9,346 sqft (0.21 acres)
Garage TypeAttached
Garage Area346 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3205 WHITEGATE RD
CityJOLIET
StateIL
Zip60431-0633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 120 WEXFORD SUB UNIT 3, BEING A SUB OF PRT OF THE E1/2 OF THE NE1/4, SEC 35, T36N-R9E.
Legal Range09E
Legal Township36N
Legal Section35
Legal SubdivisionWEXFORD UNIT 3
Legal Lot Number120
Legal Unit3
JurisdictionWILL IL
Township / Civil DivisionPLAINFIELD
Census Block Group1
Census Block1007
Census Tract880414

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3205 WHITEGATE RD, JOLIET, IL 60431-0633
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Mar 20, 2017Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 1995 · Amount on Record
Deed SaleSep 1, 1995 · Amount on Record
Deed Document Number199564331
Prior Transfer DateAug 16, 1995
Prior Transfer Doc0000064331
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address3205 WHITEGATE RD, JOLIET, IL 60431-0633
Transaction TypeMortgage
Record UpdatedMar 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022998
DateFeb 26, 2021
InstrumentR2021022998
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2036
Interest
Rate TypeFixed Rate
Rate2.5%

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address3205 WHITEGATE RD, JOLIET, IL 60431-0633
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022184
DateMar 20, 2017
InstrumentR2017022184
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2037
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionPlainfield Township
MunicipalityJoliet City
Unified School DistrictPlainfield School District 202 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,586.00 (+9.26%)$112,276 (+8.45%) Land $22,131 Building $90,145$336,828 (+8.45%) Land $66,393 Building $270,435
2024$103,528 (+25.07%) Land $20,407 Building $83,121$310,584 (+25.07%) Land $61,221 Building $249,363
2022$6,028.00 Homeowner's exemption$82,775 Land $16,554 Building $66,221$248,325 Land $49,662 Building $198,663

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims32 (1983–2020)
Claims Outside the SFHA7 of 32
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 10 claims
  • Severe Storms And Flooding, Sep 2008 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOLIET
serves 160,000 people · EPA ID IL1970450
Water SourceGroundwater
Last State InspectionNov 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Bertram Communications, Verizon.

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