3208 Spring Valley Rd, Charlotte, NC 28210 Property Records

Mecklenburg County property record for 3208 Spring Valley Rd, Charlotte, NC 28210

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1961
Lot Size	0.326 acres (14,221 sqft)
Owner	Individual Name on File
Last Sale	$361,000 (Dec 2022)
Tax Bill	$4,177 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`173-152-23`

Property Details

APN / Parcel Number

Primary APN	`173-152-23`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Heated Area
1st Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	14,221 sqft (0.326 acres)
Patio Area	38 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	173-152-23
Street Address	3208 SPRING VALLEY RD
City	CHARLOTTE
State	NC
Zip	28210-5440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L7 B1 M8-307
Legal Block	1
Legal Lot Number	7
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1016
Census Tract	3105

Owner

3208 Spring Valley Rd is owned by an individual who bought it in December 2022.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Mailing Address	3332 HIGHVIEW RD, CHARLOTTE, NC 28210-4822
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FCU
Dec 20, 2022	Warranty Deed, Transfer · Conventional Mortgage TRULIANT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2022 · Amount on File
Deed Sale	Dec 20, 2022 · Amount on File
Deed Document Number	0037840352
Deed Book / Page	37840 / 352
Record Updated	Jun 7, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3208 SPRING VALLEY RD, CHARLOTTE, NC 28210-5440
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3332 HIGHVIEW RD, CHARLOTTE, NC 28210-4822

Mortgage

Document Number	0000107232
Date	Oct 20, 2025
Book Page	39943/193
Instrument	2025107232

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 20, 2022
Property Address	3208 SPRING VALLEY RD, CHARLOTTE, NC 28210-5440
Document Number	0000166165
Book / Page	37840 / 352
Map Reference	MB 8 PG 307
Instrument Date	Dec 19, 2022
Instrument	2022166165
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$722.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3706 ARTHUR ST, INDIAN TRAIL, NC 28079-9107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3332 HIGHVIEW RD, CHARLOTTE, NC 28210-4822

Mortgage

Document Number	0000166166
Date	Dec 20, 2022
Instrument	2022166166

Lender

Name	TRULIANT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Jan 1, 2020
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	12.2%
Index	1-Year T-Bill
Max Rate	12.2%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 3208 Spring Valley Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1979–2008)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Aug 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3208 Spring Valley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring Valley Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures