3200 Spring Valley Rd, Charlotte, NC 28210 Property Records

Mecklenburg County property record for 3200 Spring Valley Rd, Charlotte, NC 28210

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,060 sqft · built 1961
Lot Size	0.341 acres (14,877 sqft)
Owner	Individual Name on Record
Last Sale	$565,000 (Sep 2025)
Tax Bill	$3,396 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`173-152-24`

Property Details

APN / Parcel Number

Primary APN	`173-152-24`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,060 sqft Heated Area
Gross Area	2,116 sqft
1st Floor Area	1,358 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	14,877 sqft (0.341 acres)
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	3200 SPRING VALLEY RD
City	CHARLOTTE
State	NC
Zip	28210-5440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L8 B1 M8-307
Legal Subdivision	SPRING VLY
Legal Block	1
Legal Lot Number	8
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1016
Census Tract	3105

Owner

Source: Mecklenburg County records, as of September 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3200 SPRING VALLEY RD, CHARLOTTE, NC 28210-5440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Apr 30, 2019	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Apr 30, 2019 · Amount on Record
Deed Document Number	2025093221
Deed Book / Page	39857 / 276
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 15, 2025
Property Address	3200 SPRING VALLEY RD, CHARLOTTE, NC 28210-5440
Document Number	0000093221
Book / Page	39857 / 276
Map Reference	MB 8 PG 307
Instrument Date	Sep 15, 2025
Instrument	2025093221
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	SECURED LAND TRANSFERS INC, SECURED LAND TTL TRANSFERS L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2301 SETH THOMAS RD, CHARLOTTE, NC 28210-6746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 SPRING VALLEY RD, CHARLOTTE, NC 28210-5440

Mortgage

Document Number	0000093222
Date	Sep 15, 2025
Instrument	2025093222

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3200 SPRING VALLEY RD, CHARLOTTE, NC 28210-5440
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050440
Date	Apr 13, 2020
Book Page	34458/510
Instrument	2020050440

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 30, 2019
Property Address	3200 SPRING VALLEY RD, CHARLOTTE, NC 28210-5440
Document Number	0000051000
Book / Page	33468 / 366
Map Reference	MB 8 PG 307
Instrument Date	Apr 30, 2019
Instrument	2019051000
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	INTEGRATED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 KINGSTON DR, 140, LOCUST, NC 28097-0018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 SPRING VALLEY RD, CHARLOTTE, NC 28210-5440

Mortgage

Document Number	0000051001
Date	Apr 30, 2019
Instrument	2019051001

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$448,600 Land $220,000 Building $228,600
2024	$3,396.00
2023			$448,600 Land $220,000 Building $228,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1979–2008)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Aug 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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