Monroe County property record for 3208 Duck Ave, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,136 sqft · built 1984 |
| Lot Size | 0.047 acres (2,055 sqft) |
| Owner | Individual Name on File |
| Last Sale | $635,000 (May 2024) |
| Tax Bill | $4,489 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00052901-000500 |
| Primary APN | 00052901-000500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,136 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Mansard |
| Roof Material | Rolled Roofing |
| Lot Area | 2,055 sqft (0.047 acres) |
| Lot Dimensions | 55 ft deep x 38 ft wide |
| Pool Area | 200 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Patio Area | 820 sqft |
| Fence | Fence |
| Cooling System | None |
|---|
| Account Number | 8653468 |
|---|---|
| Old Parcel Number | 01010100052901000500 |
| Street Address | 3208 DUCK AVE |
| City | KEY WEST |
| State | FL |
| Zip | 33040-4182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT BLOCK 8 KW FOUNDATION COS PLAT NO 2 PB1-189 A/K/A UNIT 5 KEY WEST ESTATES OR1010-463 OR1033-1109 OR924-82 OR1168-1355 |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 33 |
| Legal Subdivision | KEY WEST FOUNDATION CO PLAT NO 2 |
| Legal Block | 8 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 971900 |
3208 Duck Ave is owned by an individual who bought it in May 2024.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2383 NICOLE ST, SHREVEPORT, LA 71107-7403 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2024 · Amount on File |
| Deed Sale | May 7, 2024 · Amount on File |
| Prior Sale | Sep 11, 2003 · Amount on File |
| Deed Document Number | 2460838 |
| Deed Book / Page | 3275 / 96 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 3208 DUCK AVE, KEY WEST, FL 33040-4182 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 7307 S PLATTE RIVER PKWY 203, 203, LITTLETON, CO 80120-2945 |
| Document Number | 0031071998 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 3107/1998 |
| Instrument | 2326856 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $514,753 Land $333,938 Building $180,815 | $514,753 Land $333,938 Building $180,815 | |
| 2024 | $4,489.00 (+4.96%) | ||
| 2023 | $4,277.00 (+15.35%) | $495,337 (+25.34%) Land $328,800 Building $166,537 | $495,337 (+25.34%) Land $328,800 Building $166,537 |
| 2022 | $3,708.00 | $395,179 Land $248,655 Building $146,524 | $395,179 Land $248,655 Building $146,524 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3208 Duck Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 298 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 298 in force |
| Nearby Flood Claims | 232 (1979–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3208 Duck Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Hotwire Communications, T-Mobile, Verizon.
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