3202 Duck Ave, Key West, FL 33040 Property Records

Monroe County property record for 3202 Duck Ave, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,512 sqft · built 1984
Lot Size0.047 acres (2,055 sqft)
Owner2 Individual Names on Record
Last Sale$550,000 (Aug 2023)
Tax Bill$4,893 (2024)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00052901-000200

Property Details

APN / Parcel Number

Primary APN00052901-000200
Alternative APNs
  • 01010100052901000200
  • 8653433

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,512 sqft Living Area
1st Floor Area1,512 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2008
Exterior MaterialWood
Construction TypeWood
Roof TypeMansard
Roof MaterialComposition Shingle
Lot Area2,055 sqft (0.047 acres)
Lot Dimensions38 ft deep x 55 ft wide
PorchUnfinished Open Porch
Porch Area290 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number8653433
Street Address3202 DUCK AVE
CityKEY WEST
StateFL
Zip33040-4182
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal DescriptionUNIT 2 KEY WEST ESTATES AKA PT BK 8 KW FOUNDATION COS PLAT NO 2 PB1-189 OR915-241 OR1150-956 OR1383-1498 OR1398-80 OR1402-2339 OR1400-1266 OR1466-726 OR1525-2178 OR1626-1219 OR1854-973 OR2616-1648 OR2724-716 OR3238-1782
Legal Range25E
Legal Township67S
Legal Section33
Legal SubdivisionKEY WEST FOUNDATION COS PLAT NO 2
Legal Block8
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3025
Census Tract971900

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3202 DUCK AVE, KEY WEST, FL 33040-4182
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2023 · Amount on Record
Deed SaleAug 16, 2023 · Amount on Record
Prior SaleJul 14, 1997 · Amount on Record
Deed Document Number20232428738
Deed Book / Page3238 / 1782
Transfer Doc1383001498
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 16, 2023
Property Address3202 DUCK AVE, KEY WEST, FL 33040-4182
Document Number0032381782
Book / Page3238 / 1782
Map ReferenceMB 1 PG 189
Instrument DateAug 15, 2023
Instrument2428738
Transaction TypeTransfer
Record UpdatedSep 4, 2023
Title CompanyNOT AVAILABLE, THE CLOSING DEPARTMENT INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,850.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3300 ALT 19170, DUNEDIN, FL 34698

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3202 DUCK AVE, KEY WEST, FL 33040-4182

Mortgage

Document Number0032381784
DateAug 16, 2023
Instrument3238/1784
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$562,975 (+8.3%) Land $333,938 Building $229,037$562,975 (+8.3%) Land $333,938 Building $229,037
2024$4,893.00 (+13.55%)
2023$4,309.00 (+12.77%)$519,845 (+16.86%) Land $328,800 Building $191,045$519,845 (+16.86%) Land $328,800 Building $191,045
2022$3,821.00$444,844 Land $248,655 Building $196,189$444,844 Land $248,655 Building $196,189

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 298 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies298 in force
Nearby Flood Claims232 (1979–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 32 claims
  • Hurricane Wilma, Nov 2005 · 134 claims
  • Hurricane Georges, Sep 1998 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

Nearby Properties on Duck Ave

Nearby Streets

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