Monroe County property record for 3202 Duck Ave, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,512 sqft · built 1984 |
| Lot Size | 0.047 acres (2,055 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (Aug 2023) |
| Tax Bill | $4,893 (2024) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00052901-000200 |
| Primary APN | 00052901-000200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Mansard |
| Roof Material | Composition Shingle |
| Lot Area | 2,055 sqft (0.047 acres) |
| Lot Dimensions | 38 ft deep x 55 ft wide |
| Porch | Unfinished Open Porch |
| Porch Area | 290 sqft |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 8653433 |
|---|---|
| Street Address | 3202 DUCK AVE |
| City | KEY WEST |
| State | FL |
| Zip | 33040-4182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | UNIT 2 KEY WEST ESTATES AKA PT BK 8 KW FOUNDATION COS PLAT NO 2 PB1-189 OR915-241 OR1150-956 OR1383-1498 OR1398-80 OR1402-2339 OR1400-1266 OR1466-726 OR1525-2178 OR1626-1219 OR1854-973 OR2616-1648 OR2724-716 OR3238-1782 |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 33 |
| Legal Subdivision | KEY WEST FOUNDATION COS PLAT NO 2 |
| Legal Block | 8 |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 971900 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3202 DUCK AVE, KEY WEST, FL 33040-4182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2023 · Amount on Record |
| Deed Sale | Aug 16, 2023 · Amount on Record |
| Prior Sale | Jul 14, 1997 · Amount on Record |
| Deed Document Number | 20232428738 |
| Deed Book / Page | 3238 / 1782 |
| Transfer Doc | 1383001498 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 16, 2023 |
| Property Address | 3202 DUCK AVE, KEY WEST, FL 33040-4182 |
| Document Number | 0032381782 |
| Book / Page | 3238 / 1782 |
| Map Reference | MB 1 PG 189 |
| Instrument Date | Aug 15, 2023 |
| Instrument | 2428738 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2023 |
| Title Company | NOT AVAILABLE, THE CLOSING DEPARTMENT INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3300 ALT 19170, DUNEDIN, FL 34698 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3202 DUCK AVE, KEY WEST, FL 33040-4182 |
| Document Number | 0032381784 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | 3238/1784 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $562,975 (+8.3%) Land $333,938 Building $229,037 | $562,975 (+8.3%) Land $333,938 Building $229,037 | |
| 2024 | $4,893.00 (+13.55%) | ||
| 2023 | $4,309.00 (+12.77%) | $519,845 (+16.86%) Land $328,800 Building $191,045 | $519,845 (+16.86%) Land $328,800 Building $191,045 |
| 2022 | $3,821.00 | $444,844 Land $248,655 Building $196,189 | $444,844 Land $248,655 Building $196,189 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 298 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 298 in force |
| Nearby Flood Claims | 232 (1979–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Hotwire Communications, Verizon.
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