3207 Temple Hill Rd, Erwin, TN 37650 Property Records

Unicoi County property record for 3207 Temple Hill Rd, Erwin, TN 37650

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,565 sqft · built 1961
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Apr 2020)
Tax Bill$856 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Apr 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN045-064.00

Property Details

APN / Parcel Number

Primary APN045-064.00
Alternative APNs
  • 086045 06400
  • 000009669

Interior

Full Baths1 Bath
Plumbing Fixtures3 Plumbing Fixtures
Stories1 Story
Building Area1,565 sqft Living Area
Gross Area2,170 sqft
1st Floor Area1,565 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1987
Architectural StyleCustom Design
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchStoop
Porch Area245 sqft
Deck Area288 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address3207 TEMPLE HILL RD
CityERWIN
StateTN
Zip37650-5237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPHYLLIS 3/4 INT; KAREN 1/16;CHRISTOPHER 1/16; COUNTY AREA: R03
JurisdictionUNICOI TN
Township / Civil Division1
Census Block Group2
Census Block2005
Census Tract80100

Owner

Source: Unicoi County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3207 TEMPLE HILL RD, ERWIN, TN 37650-5237
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2021Deed of Trust, Mortgage · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 17, 2020Warranty Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 16, 2019Warranty Deed, Transfer · Line of Credit
MOUNTAIN CMRC BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 17, 2020 · Amount on Record
Deed SaleApr 17, 2020 · Amount on Record
Prior SaleOct 16, 2019 · Amount on Record
Deed Document Number2020682
Deed Book / Page432 / 387
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNICOI TN
Property Address3207 TEMPLE HILL RD, ERWIN, TN 37650-5237
Transaction TypeMortgage
Record UpdatedJul 11, 2023
Title CompanyDEBBIE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000442722
DateFeb 24, 2021
Book Page442/722
Instrument21000400
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNICOI TN
Recording DateApr 17, 2020
Property Address3207 TEMPLE HILL RD, ERWIN, TN 37650
Document Number0000432387
Book / Page432 / 387
Instrument DateApr 15, 2020
Instrument20000682
Transaction TypeTransfer
Record UpdatedJun 16, 2022
Title CompanyCLASSIC TITLE INS CO INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$740.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3207 TEMPLE HILL RD, ERWIN, TN 37650

Mortgage

Document Number0020000683
DateApr 17, 2020
Instrument20000683
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNICOI TN
Recording DateOct 16, 2019
Property Address3207 TEMPLE HILL RD, ERWIN, TN 37650
Document Number427350
Book / Page000427 / 000350
Instrument DateOct 10, 2019
Instrument1980
Transaction TypeTransfer
Record UpdatedOct 24, 2019
Title CompanyDEBBIE TITLE

Transaction

AmountAmount Recorded
Tax$185.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1916 MILLBROOK DR JOHNSON CITY TN 376041484, JOHNSON CITY, TN 37604-1484

Mortgage

Document Number427363
DateOct 16, 2019
Book Page000427/000363
Instrument1981
Lender
NameMOUNTAIN CMRC BK
TypeBank
AddressJOHNSON CITY, TN 37602
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueOct 15, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyUnicoi County
Unified School DistrictUnicoi County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$856.00$32,800 (-) Land $4,050 Building $28,750$131,200 (-) Land $16,200 Building $115,000
2024$856.00 (+14.13%)
2023$32,800 (+2.74%) Land $4,050 Building $28,750
2022$750.00$31,925 Land $4,050 Building $27,875$131,200 Land $16,200 Building $115,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies4 in force
Nearby Flood Claims19 (2001–2024)
Claims Outside the SFHA5 of 19
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 62% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemERWIN UTILITIES AUTHORITY
serves 12,478 people · EPA ID TN0000231
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Erwin Fiber
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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