Unicoi County property record for 3205 Temple Hill Rd, Erwin, TN 37650
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,799 sqft · built 1958 |
| Lot Size | 3.4 acres (148,104 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,500 (Feb 2025) |
| Tax Bill | $1,211 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Mar 2020 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 045-063.00 |
| Primary APN | 045-063.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,799 sqft Living Area |
| Gross Area | 2,219 sqft |
| 1st Floor Area | 1,799 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 148,104 sqft (3.4 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open/Unfinished Porch |
| Porch Area | 504 sqft |
| Patio Area | 608 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 3205 TEMPLE HILL RD |
|---|---|
| City | ERWIN |
| State | TN |
| Zip | 37650-5237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OUTSALE 153-185 |
| Jurisdiction | UNICOI TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 80100 |
Source: Unicoi County records · APN 045-063.00
Assessment roll updated December 3, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3205 TEMPLE HILL RD, ERWIN, TN 37650-5237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 07, 2025 | Deed of Trust, Mortgage · VA Mortgage INDEPENDENCE HOME LOANS LLC |
| Mar 02, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 13, 2025 · Amount on Record |
| Deed Sale | Feb 13, 2025 · Amount on Record |
| Deed Document Number | 2025324 |
| Deed Book / Page | 488 / 604 |
| Prior Transfer Date | Jan 28, 2025 |
| Prior Transfer Doc | 0000000177 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNICOI TN |
| Property Address | 3205 TEMPLE HILL RD, ERWIN, TN 37650-5237 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Title Company | UNKNOWN, UNLS |
| Name | Verified Name |
|---|---|
| Address | 3205 TEMPLE HILL RD, ERWIN, TN 37650-5237 |
| Document Number | 0000497802 |
|---|---|
| Date | Nov 07, 2025 |
| Book Page | 497/802 |
| Instrument | 25002484 |
| Name | INDEPENDENCE HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85251 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Mar 02, 2020 |
| Property Address | 3205 TEMPLE HILL RD, ERWIN, TN 37650-5237 |
| Document Number | 43171 |
| Book / Page | 000431 / 000071 |
| Instrument Date | Mar 02, 2020 |
| Instrument | 401 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 SIMMONS AVE ERWIN TN 376501536, ERWIN, TN 37650-1536 |
Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Unicoi County |
| Unified School District | Unicoi County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,211.00 | $46,400 (-) Land $11,200 Building $35,200 | $185,600 (-) Land $44,800 Building $140,800 |
| 2023 | $46,400 Land $11,200 Building $35,200 | ||
| 2022 | $185,600 Land $44,800 Building $140,800 |
Source: FEMA National Flood Hazard Layer as of August 23, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 19 (2001–2024) |
| Claims Outside the SFHA | 5 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Moderate above 51% of the US · above 68% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Erwin Utilities Fiber | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 59 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ERWIN UTILITIES AUTHORITY serves 12,478 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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