3207 Ray Owens Rd, Appling, GA 30802 Property Records

Columbia County property record for 3207 Ray Owens Rd, Appling, GA 30802

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,599 sqft · built 2008
Lot Size	6.09 acres (265,280 sqft)
Owner	2 Individual Names on File
Last Sale	$334,900 (Mar 2020)
Tax Bill	$5,611 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`025 029`

Property Details

APN / Parcel Number

Primary APN	`025 029`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,599 sqft Finished Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2013
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Lot Area	265,280 sqft (6.09 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	3207 RAY OWENS RD
City	APPLING
State	GA
Zip	30802-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A;RES-AG
Legal Description	6.09 ACS
Legal Subdivision	CAPELLA
Jurisdiction	COLUMBIA GA
Township / Civil Division	APPLING
Census Block Group	2
Census Block	2032
Census Tract	30401

Owner

3207 Ray Owens Rd is owned and occupied by two individuals who bought it in March 2020.

Source: Columbia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3207 RAY OWENS RD, APPLING, GA 30802-2303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage COLONY BK
Mar 9, 2020	Grant Deed, Construction Loan · Construction Mortgage FIRST ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2020 · Amount on File
Deed Sale	Mar 6, 2020 · Amount on File
Prior Sale	Jul 3, 2018
Deed Document Number	20201369
Deed Book / Page	12438 / 271
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	3207 RAY OWENS RD, APPLING, GA 30802-2303
Document Number	3013/0105
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3207 RAY OWENS RD APPLING GA 308022303, APPLING, GA 30802-2303

Mortgage

Document Number	3013/0105
Date	Nov 16, 2020
Book Page	013013/000105

Lender

Name	COLONY BK
Type	Bank
Address	WARNER ROBINS, GA 31088

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2050

March 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	COLUMBIA GA
Recording Date	Mar 9, 2020
Property Address	3207 RAY OWENS RD, APPLING, GA 30802-2303
Document Number	2438/0271
Book / Page	012438 / 000271
Instrument Date	Mar 6, 2020
Transaction Type	Construction Loan
Record Updated	Apr 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3207 RAY OWENS RD APPLING GA 308022303, APPLING, GA 30802-2303

Mortgage

Document Number	2438/0276
Date	Mar 9, 2020
Book Page	012438/000276

Lender

Name	FIRST ST BK
Type	Bank
Address	WRENS, GA 30833

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 8, 2021

Tax Assessment & Valuation

The 2026 property tax bill for 3207 Ray Owens Rd was $5,611 with a senior citizen's exemption, down 4.6% from the year before.

Source: Columbia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,611.00 (-4.61%) Senior Citizen's exemption	$358,763 (+8.85%) Land $69,354 Building $289,409	$896,907 (+8.85%) Land $173,385 Building $723,522
2025	$5,882.00 Senior Citizen's exemption	$329,582 Land $69,354 Building $260,228	$823,956 Land $173,385 Building $650,571
2023	$5,961.00 (+43.43%)	$234,334 (+46.39%) Land $30,877 Building $203,457	$585,835 (+46.39%) Land $77,193 Building $508,642
2022	$4,156.00	$160,073 Land $26,734 Building $133,339	$400,181 Land $66,834 Building $333,347

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3207 Ray Owens Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3207 Ray Owens Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: West Carolina Rural Telephone Cooperative.

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