3198 Ray Owens Rd, Appling, GA 30802 Property Records

Columbia County property record for 3198 Ray Owens Rd, Appling, GA 30802

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,431 sqft · built 2001
Lot Size	3.75 acres (163,350 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Sep 2021)
Tax Bill	$1,413 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`025 051`

Property Details

APN / Parcel Number

Primary APN	`025 051`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,431 sqft Finished Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Brick
Lot Area	163,350 sqft (3.75 acres)

Location & Zoning

Street Address	3198 RAY OWENS RD
City	APPLING
State	GA
Zip	30802-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A;RES-AG
Legal Description	LOT 2 3.75 ACS; CEDAR SPRINGS
Legal Subdivision	CEDAR SPRINGS
Legal Lot Number	2
Jurisdiction	COLUMBIA GA
Township / Civil Division	APPLING
Census Block Group	1
Census Block	1012
Census Tract	30401

Owner

3198 Ray Owens Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Columbia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3198 RAY OWENS RD, APPLING, GA 30802-2215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Warranty Deed, Transfer · Conventional Mortgage SRP FEDERAL CREDIT UNION
Jul 2, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021 · Amount on File
Deed Sale	Sep 13, 2021 · Amount on File
Prior Sale	Jun 8, 2018 · Amount on File
Deed Document Number	20217522
Deed Book / Page	13826 / 61
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA GA
Recording Date	Sep 13, 2021
Property Address	3198 RAY OWENS RD, APPLING, GA 30802-2215
Document Number	138260061
Book / Page	13826 / 61
Instrument Date	Sep 13, 2021
Instrument	2021-007522
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3198 RAY OWENS RD, APPLING, GA 30802-2215

Mortgage

Document Number	138260000000063
Date	Oct 1, 2021
Book Page	0000013826/0000000063

Lender

Name	SRP FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA GA
Recording Date	Jul 2, 2018
Property Address	3198 RAY OWENS RD, APPLING, GA 30802-2215
Document Number	1522/0067
Book / Page	011522 / 000067
Instrument Date	Jun 5, 2018
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1582 CEDAR SPRINGS RD APPLING GA 308022305, APPLING, GA 30802-2305

Tax Assessment & Valuation

The 2026 property tax bill for 3198 Ray Owens Rd was $1,413 with a senior citizen's exemption, down 17.2% from the year before.

Source: Columbia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,413.00 (-17.17%) Senior Citizen's exemption	$220,538 (+7.29%) Land $50,497 Building $170,041	$551,345 (+7.29%) Land $126,242 Building $425,103
2025	$1,706.00 Senior Citizen's exemption	$205,547 Land $50,789 Building $154,758	$513,866 Land $126,972 Building $386,894
2023	$3,133.00 (-8.98%) Homeowner's exemption	$142,718 (+6.1%) Land $21,782 Building $120,936	$356,795 (+6.1%) Land $54,455 Building $302,340
2022	$3,442.00 Homeowner's exemption	$134,511 Land $18,659 Building $115,852	$336,278 Land $46,647 Building $289,631

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3198 Ray Owens Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3198 Ray Owens Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA COUNTY serves 124,763 people · EPA ID GA0730000
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
West Carolina Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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