3207 Lowndes Dr, Winter Park, FL 32792 Property Records

Orange County property record for 3207 Lowndes Dr, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,871 sqft · built 1967
Lot Size	0.179 acres (7,780 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Aug 2026)
Tax Bill	$4,396 (2025)
Deeds & Mortgages	Aug 2026 Sale & Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-22-30-2969-02-120`

Property Details

APN / Parcel Number

Primary APN	`03-22-30-2969-02-120`
Alternative APNs	`302203296902120` `471012` `476664` `481226`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,871 sqft Living Area
Gross Area	2,092 sqft
1st Floor Area	1,503 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1990
Exterior Material	Concrete/Cinder Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,780 sqft (0.179 acres)
Garage Area	525 sqft
Porch	Slab
Porch Area	589 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3207 LOWNDES DR
City	WINTER PARK
State	FL
Zip	32792-2923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	GEORGETOWN ESTATES UNIT 1 1/16 LOT 12 BLK B
Legal Range	30E
Legal Township	22S
Legal Section	03
Legal Subdivision	GEORGETOWN ESTS UT 1
Legal Tract	2969
Legal Block	B
Legal Lot Number	12
Legal Unit	1
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1003
Census Tract	16302

Owner

3207 Lowndes Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Orange County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3207 LOWNDES DR, WINTER PARK, FL 32792-2923
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Warranty Deed, Transfer · Line of Credit RESICENTRAL LLC
Sep 3, 2020	Quit Claim Deed, Transfer EQUITY PRIME MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2026 · Amount on File
Deed Sale	Aug 19, 2026 · Amount on File
Prior Sale	Aug 9, 2016 · Amount on File
Deed Document Number	2026463282
Prior Transfer Date	Aug 26, 2020
Prior Transfer Doc	0000464829
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 19, 2026
Property Address	3207 LOWNDES DR, WINTER PARK, FL 32792-2923
Document Number	0000463282
Instrument Date	Jul 22, 2026
Instrument	2026463282
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	EAST COAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335,825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3207 LOWNDES DR, WINTER PARK, FL 32792-2923

Mortgage

Document Number	0000463283,
Date	Aug 19, 2026
Instrument	2026463283

Lender

Name	RESICENTRAL LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 3, 2020
Property Address	3207 LOWNDES DR, WINTER PARK, FL 32792-2923
Document Number	0000464829
Instrument Date	Aug 26, 2020
Instrument	464829
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	COAST TO COAST TITLE AND ESCROW, COAST TO COAST TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3207 LOWNDES DR WINTER PARK FL 327922923, WINTER PARK, FL 32792-2923

Mortgage

Document Number	464830
Date	Sep 3, 2020
Instrument	464830

Lender

Name	EQUITY PRIME MTG
Address	ATLANTA, GA 30328

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 2, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3207 Lowndes Dr was $4,396, up 5.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,880 (+44.6%) Land $110,000 Building $303,880	$413,880 (+9.03%) Land $110,000 Building $303,880
2025	$4,396.00 (+5.37%) Homeowner's exemption	$286,231	$379,590 Land $110,000 Building $269,590
2024	$4,172.00 (+7.44%)
2023	$3,883.00 (+3.85%) Homeowner's exemption	$270,062 (+3%)	$351,427 (+22.54%) Land $110,000 Building $241,427
2022	$3,739.00 Homeowner's exemption	$262,196	$286,787 Land $80,000 Building $206,787

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3207 Lowndes Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	15 (2015–2022)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 6 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3207 Lowndes Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, T-Mobile, Xfinity.

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