Orange County property record for 3138 Lowndes Dr, Winter Park, FL 32792
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,749 sqft · built 1966 |
| Lot Size | 0.179 acres (7,779 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Sep 2022) |
| Tax Bill | $6,322 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-22-30-2969-03-030 |
| Primary APN | 03-22-30-2969-03-030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,749 sqft Living Area |
| Gross Area | 2,250 sqft |
| 1st Floor Area | 1,749 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,779 sqft (0.179 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3138 LOWNDES DR |
|---|---|
| City | WINTER PARK |
| State | FL |
| Zip | 32792-2922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | GEORGETOWN ESTATES UNIT 1 1/16 LOT 3 BLK C |
| Legal Range | 30E |
| Legal Township | 22S |
| Legal Section | 03 |
| Legal Subdivision | GEORGETOWN ESTS UT 1 |
| Legal Tract | 2969 |
| Legal Block | C |
| Legal Lot Number | 3 |
| Legal Unit | 1 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 16302 |
3138 Lowndes Dr is owned and occupied by an individual who bought it in September 2022.
Source: Orange County records, as of April 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3138 LOWNDES DR, WINTER PARK, FL 32792-2922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Jul 22, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2022 · Amount on File |
| Deed Sale | Sep 13, 2022 · Amount on File |
| Prior Sale | Dec 20, 2011 · Amount on File |
| Deed Document Number | 2022559965 |
| Prior Transfer Date | Dec 4, 2014 |
| Prior Transfer Doc | 0000643167 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Sep 13, 2022 |
| Property Address | 3138 LOWNDES DR, WINTER PARK, FL 32792-2922 |
| Document Number | 0000559965 |
| Map Reference | MB 1 PG 16 |
| Instrument Date | Sep 9, 2022 |
| Instrument | 20220559965 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Title Company | SOUTHERN TITLE, SOUTHERN TTL & ABSTRACT INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2434 SHERBROOKE RD, 2434, WINTER PARK, FL 32792-5005 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3138 LOWNDES DR, WINTER PARK, FL 32792-2922 |
| Document Number | 0000559966 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 20220559966 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 22, 2020 |
| Property Address | 3138 LOWNDES DR, WINTER PARK, FL 32792-2922 |
| Document Number | 0000391002 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 391002 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2434 SHERBROOKE RD WINTER PARK FL 327925005, WINTER PARK, FL 32792-5005 |
The 2025 property tax bill for 3138 Lowndes Dr was $6,322, up 4.6% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $406,230 (+0.08%) Land $110,000 Building $296,230 | $406,230 (-2.3%) Land $110,000 Building $296,230 | |
| 2025 | $6,322.00 (+4.6%) Homeowner's exemption | $405,920 | $415,800 Land $110,000 Building $305,800 |
| 2024 | $6,044.00 (+7.39%) | ||
| 2023 | $5,628.00 (+24.51%) Homeowner's exemption | $382,990 (+37.65%) Land $110,000 Building $272,990 | $382,990 (+37.65%) Land $110,000 Building $272,990 |
| 2022 | $4,520.00 | $278,232 Land $80,000 Building $198,232 | $278,232 Land $80,000 Building $198,232 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3138 Lowndes Dr in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 15 (2015–2022) |
| Claims Outside the SFHA | 4 of 15 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3138 Lowndes Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Metronet, T-Mobile, Xfinity.
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