3207 Haven Straits Rd, Florence, SC 29505 Property Records

Florence County property record for 3207 Haven Straits Rd, Florence, SC 29505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,590 sqft · built 2020
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$187,500 (Nov 2020)
Tax Bill	$1,058 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Nov 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18019-01-116`

Property Details

APN / Parcel Number

Primary APN	`18019-01-116`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,590 sqft Living Area
1st Floor Area	1,590 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Area	380 sqft

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Street Address	3207 HAVEN STRAITS RD
City	FLORENCE
State	SC
Zip	29505-6672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HAVEN PH V LT 43
Legal Subdivision	SPRING HAVEN
Legal Lot Number	43
Jurisdiction	FLORENCE SC
Township / Civil Division	PAMPLICO
Census Block Group	3
Census Block	3017
Census Tract	1601

Owner

Source: Florence County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3207 HAVEN STRAITS RD, FLORENCE, SC 29505-6672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUARANTY HM MTG CORP
Nov 2, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK
Jul 17, 2020	Deed of Trust, Construction Loan · Line of Credit CITIZENS BK
Dec 27, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Prior Sale	Nov 10, 2020 · Amount on Record
Deed Book / Page	885 / 1259
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	Nov 10, 2020
Property Address	3207 HAVEN STRAITS RD, FLORENCE, SC 29505-6672
Document Number	0000015710
Book / Page	000885 / 001259
Instrument Date	Nov 6, 2020
Instrument	15710
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 24, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$694.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3207 HAVEN STRAITS RD FLORENCE SC 295056672, FLORENCE, SC 29505-6672

Mortgage

Document Number	15711
Date	Nov 10, 2020
Book Page	000885/001264
Instrument	15711

Lender

Name	GUARANTY HM MTG CORP
Address	MURFREESBORO, TN 37129

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	3207 HAVEN STRAITS RD, FLORENCE, SC 29505-6672
Document Number	0000015224
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2639 CAMELLIA HILL DR DARLINGTON SC 295327464, DARLINGTON, SC 29532-7464
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015224
Date	Nov 2, 2020
Book Page	000884/000045
Instrument	15224

Lender

Name	CITIZENS BK
Type	Bank
Address	FLORENCE, SC 29501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Recording Date	Jul 17, 2020
Property Address	3207 HAVEN STRAITS RD, FLORENCE, SC 29505-6672
Document Number	0000009292
Book / Page	000863 / 001658
Instrument Date	Jul 16, 2020
Instrument	9292
Transaction Type	Construction Loan
Record Updated	Feb 24, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2639 CAMELLIA HILL DR DARLINGTON SC 295327464, DARLINGTON, SC 29532-7464
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009292
Date	Jul 17, 2020
Book Page	000863/001658
Instrument	9292

Lender

Name	CITIZENS BK
Type	Bank
Address	FLORENCE, SC 29501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 16, 2021

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	3207 HAVEN STRAITS RD, FLORENCE, SC 29505-6672
Document Number	0000018943
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2639 CAMELLIA HILL DR DARLINGTON SC 295327464, DARLINGTON, SC 29532-7464
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018943
Date	Dec 30, 2019
Book Page	000832/000841
Instrument	18943

Lender

Name	CITIZENS BK
Type	Bank
Address	FLORENCE, SC 29501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Dec 29, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Municipality	Florence City
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,058.00 (+28.71%)	$9,661 (-99.87%) Land $1,000 Building $8,661	$241,546 (-98.66%) Land $25,000 Building $216,546
2023	$822.00 (+0.74%) Homeowner's exemption	$7,205,021 (+99,900.29%) Land $1,000,000 Building $6,205,021	$18,012,553 (+9,899.97%) Land $2,500,000 Building $15,512,553
2022	$816.00 Homeowner's exemption	$7,205 Land $1,000 Building $6,205	$180,126 Land $25,000 Building $155,126

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2015–2018)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Oct 2018 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 91% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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