3203 Haven Straits Rd, Florence, SC 29505 Property Records

Florence County property record for 3203 Haven Straits Rd, Florence, SC 29505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 2020
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$181,000 (Jan 2021)
Tax Bill	$1,023 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Nov 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18019-01-114`

Property Details

APN / Parcel Number

Primary APN	`18019-01-114`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	1,480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Garage Area	380 sqft

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Street Address	3203 HAVEN STRAITS RD
City	FLORENCE
State	SC
Zip	29505-6672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HAVEN PH V LT 41
Legal Subdivision	SPRING HAVEN
Legal Lot Number	41
Jurisdiction	FLORENCE SC
Township / Civil Division	PAMPLICO
Census Block Group	3
Census Block	3017
Census Tract	1601

Owner

3203 Haven Straits Rd is owned and occupied by an individual who bought it in January 2021.

Source: Florence County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	3203 HAVEN STRAITS RD, FLORENCE, SC 29505-6672
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage MOVEMENT MTG
Nov 2, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK
Jul 17, 2020	Deed of Trust, Construction Loan · Line of Credit CITIZENS BK
Dec 27, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2021 · Amount on File
Deed Sale	Jan 21, 2021 · Amount on File
Deed Book / Page	898 / 1240
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLORENCE SC
Recording Date	Jan 21, 2021
Property Address	3203 HAVEN STRAITS RD, FLORENCE, SC 29505-6672
Document Number	0000001141
Book / Page	000898 / 001240
Instrument Date	Jan 20, 2021
Instrument	1141
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 24, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3203 HAVEN STRAITS RD FLORENCE SC 295056672, FLORENCE, SC 29505-6672

Mortgage

Document Number	1142
Date	Jan 21, 2021
Book Page	000898/001245
Instrument	1142

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	3203 HAVEN STRAITS RD, FLORENCE, SC 29505-6672
Document Number	0000015224
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2639 CAMELLIA HILL DR DARLINGTON SC 295327464, DARLINGTON, SC 29532-7464
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015224
Date	Nov 2, 2020
Book Page	000884/000045
Instrument	15224

Lender

Name	CITIZENS BK
Type	Bank
Address	FLORENCE, SC 29501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Recording Date	Jul 17, 2020
Property Address	3203 HAVEN STRAITS RD, FLORENCE, SC 29505-6672
Document Number	0000009291
Book / Page	000863 / 001647
Instrument Date	Jul 16, 2020
Instrument	9291
Transaction Type	Construction Loan
Record Updated	Feb 24, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2639 CAMELLIA HILL DR DARLINGTON SC 295327464, DARLINGTON, SC 29532-7464
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009291
Date	Jul 17, 2020
Book Page	000863/001647
Instrument	9291

Lender

Name	CITIZENS BK
Type	Bank
Address	FLORENCE, SC 29501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 16, 2021

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	3203 HAVEN STRAITS RD, FLORENCE, SC 29505-6672
Document Number	0000018943
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2639 CAMELLIA HILL DR DARLINGTON SC 295327464, DARLINGTON, SC 29532-7464
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018943
Date	Dec 30, 2019
Book Page	000832/000841
Instrument	18943

Lender

Name	CITIZENS BK
Type	Bank
Address	FLORENCE, SC 29501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Dec 29, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3203 Haven Straits Rd was $1,023.

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Municipality	Florence City
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,023.00	$9,306 Land $1,000 Building $8,306	$232,653 Land $25,000 Building $207,653
2023	$795.00 (+0.89%) Homeowner's exemption	$6,960,484 (+99,906.95%) Land $1,000,000 Building $5,960,484	$17,401,210 (+9,900.01%) Land $2,500,000 Building $14,901,210
2022	$788.00 Homeowner's exemption	$6,960 Land $1,000 Building $5,960	$174,012 Land $25,000 Building $149,012

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3203 Haven Straits Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2015–2018)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Oct 2018 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3203 Haven Straits Rd is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 91% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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