Polk County property record for 3207 Cambridge St, Des Moines, IA 50313
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 704 sqft · built 1919 |
| Lot Size | 0.15 acres (6,550 sqft) |
| Owner | Individual Name on File |
| Last Sale | $126,000 (Jun 2021) |
| Tax Bill | $2,372 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage Feb 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7924-26-154-011 |
| Primary APN | 7924-26-154-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 704 sqft Living Area |
| Gross Area | 1,595 sqft |
| 1st Floor Area | 704 sqft |
| Attic Area | 231 sqft |
| Basement Area | 660 sqft |
| Year Built | Built 1919 |
|---|---|
| Architectural Style | Bungalow |
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,550 sqft (0.15 acres) |
| Lot Dimensions | 131 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 96 sqft |
| Deck Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 3207 CAMBRIDGE ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50313-4652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BLK 16 AUBURN HEIGHTS PLT 1 |
| Legal Range | 24W |
| Legal Township | 79N |
| Legal Section | 26 |
| Legal Subdivision | AUBURN HEIGHTS PLAT 1 |
| Legal Block | 16 |
| Legal Lot Number | 1,14 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 500 |
Source: Polk County records, as of October 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3207 CAMBRIDGE ST, DES MOINES, IA 50313-4652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2020 | Deed of Trust, Mortgage RACCOON VALLEY BANK |
| Feb 5, 2018 | Deed of Trust, Mortgage · Commercial Mortgage IOWA STATE BANK |
| Jun 30, 2021 | Warranty Deed, Transfer · FHA Mortgage MIDWEST FAMILY LENDING CORPORATION |
| Oct 10, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2021 · Amount on File |
| Deed Sale | Jun 30, 2021 · Amount on File |
| Prior Sale | Oct 10, 2017 · Amount on File |
| Deed Document Number | 2021-00069189 |
| Deed Book / Page | 18619 / 769 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 3207 CAMBRIDGE ST, DES MOINES, IA 50313-4652 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201900113748 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 17915/729 |
| Instrument | 2019-00113748 |
| Name | RACCOON VALLEY BANK |
|---|---|
| Type | Bank |
| Address | PERRY, IA 50220 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 3207 CAMBRIDGE ST, DES MOINES, IA 50313-4652 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201700061454 |
|---|---|
| Date | Feb 5, 2018 |
| Book Page | 16811/0012 |
| Instrument | 2017-00061454 |
| Name | IOWA STATE BANK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50309 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 5, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jun 30, 2021 |
| Property Address | 3207 CAMBRIDGE ST, DES MOINES, IA 50313-4652 |
| Document Number | 0000069189 |
| Book / Page | 18619 / 769 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 2021-00069189 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | JEFFREY K CLAYTON #3207 # 3207, 3207, DES MOINES, IA 50313 |
| Document Number | 0000069191 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021-00069191 |
| Name | MIDWEST FAMILY LENDING CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Oct 10, 2017 |
| Property Address | 3207 CAMBRIDGE ST, DES MOINES, IA 50313-4652 |
| Document Number | 0000030501 |
| Book / Page | 016679 / 000211 |
| Instrument Date | Oct 4, 2017 |
| Instrument | 30501 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $71.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 57536 DES MOINES IA 503170009, DES MOINES, IA 50317-0009 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $136,700 (+15.65%) Land $29,300 Building $107,400 | $136,700 (+15.65%) Land $29,300 Building $107,400 | |
| 2024 | $2,372.00 (+39.53%) | ||
| 2023 | $118,200 Land $25,300 Building $92,900 | $118,200 Land $25,300 Building $92,900 | |
| 2020 | $1,700.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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