Polk County property record for 3203 Cambridge St, Des Moines, IA 50313
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,364 sqft · built 1919 |
| Lot Size | 0.15 acres (6,550 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,000 (Jan 2021) |
| Tax Bill | $3,332 (2024) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Nov 2017 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 070/00351-000-000 |
| Primary APN | 070/00351-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,364 sqft Living Area |
| Gross Area | 1,772 sqft |
| 1st Floor Area | 1,014 sqft |
| Basement Area | 660 sqft |
| Finished Basement | 350 sqft |
| Unfinished Basement | 310 sqft |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,550 sqft (0.15 acres) |
| Lot Dimensions | 131 ft deep x 50 ft wide |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 98 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 3203 CAMBRIDGE ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50313-4652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 BLK 16 AUBURN HEIGHTS PLT 1 |
| Legal Subdivision | AUBURN HEIGHTS PLAT 1 |
| Legal Block | 16 |
| Legal Lot Number | 13 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 500 |
Source: Polk County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3203 CAMBRIDGE ST, DES MOINES, IA 50313-4652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2021 | Warranty Deed, Transfer · VA Mortgage FIDELITY BK |
| Nov 7, 2017 | Warranty Deed, Transfer · Conventional with PMI MARINE CU |
| Jan 25, 2017 | Deed with Mortgage, Transfer · Conventional with PMI PRIVATE INDIVIDUAL |
| Jan 20, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2021 · Amount on File |
| Deed Sale | Jan 4, 2021 · Amount on File |
| Prior Sale | Nov 7, 2017 · Amount on File |
| Deed Document Number | 2021351 |
| Deed Book / Page | 18286 / 330 |
| Prior Transfer Date | Jan 13, 2017 |
| Prior Transfer Doc | 0000063555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jan 4, 2021 |
| Property Address | 3203 CAMBRIDGE ST, DES MOINES, IA 50313-4652 |
| Document Number | 0000000351 |
| Book / Page | 018286 / 000330 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 351 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3203 CAMBRIDGE ST DES MOINES IA 503134652, DES MOINES, IA 50313-4652 |
| Document Number | 353 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 018286/000334 |
| Instrument | 353 |
| Name | FIDELITY BK |
|---|---|
| Type | Bank |
| Address | WEST DES MOINES, IA 50266 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 3, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Nov 7, 2017 |
| Property Address | 3203 CAMBRIDGE ST, DES MOINES, IA 50313-4652 |
| Document Number | 0000039050 |
| Book / Page | 016715 / 000801 |
| Instrument Date | Nov 3, 2017 |
| Instrument | 39050 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $167.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3203 CAMBRIDGE ST DES MOINES IA 503134652, DES MOINES, IA 50313-4652 |
| Document Number | 39052 |
|---|---|
| Date | Nov 7, 2017 |
| Book Page | 016715/000805 |
| Instrument | 39052 |
| Name | MARINE CU |
|---|---|
| Type | Credit Union |
| Address | LA CROSSE, WI 54603 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.49% |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jan 25, 2017 |
| Property Address | 3203 CAMBRIDGE ST, DES MOINES, IA 50313-4652 |
| Book / Page | 016355 / 000655 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 64599 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $184.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3203 |
| Document Number | 0000064599 |
|---|---|
| Date | Jan 25, 2017 |
| Book Page | 016355/000655 |
| Instrument | 64599 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | PO BOX 3731, URBANDALE, IA 50323-0731 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 24, 2047 |
| Rate | 8.25% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jan 20, 2017 |
| Property Address | 3203 CAMBRIDGE ST, DES MOINES, IA 50313-4652 |
| Document Number | 0000063555 |
| Book / Page | 016351 / 000611 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 63555 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7344 NW 86TH ST JOHNSTON IA 501311901, JOHNSTON, IA 50131-1901 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $192,500 (+13.64%) Land $29,300 Building $163,200 | $192,500 (+13.64%) Land $29,300 Building $163,200 | |
| 2024 | $3,332.00 (+11.21%) | ||
| 2023 | $169,400 Land $25,300 Building $144,100 | $169,400 Land $25,300 Building $144,100 | |
| 2020 | $2,996.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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