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3206 Windrow Ln, Matthews, NC 28105 Property Records

Mecklenburg County property record for 3206 Windrow Ln, Matthews, NC 28105

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,525 sqft · built 1973
Lot Size0.967 acres (42,133 sqft)
OwnerIndividual Name on File
Last Sale$339,500 (Nov 2019)
Tax Bill$4,348 (2023)
Deeds & MortgagesMar 2021 Mortgage
Mar 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN215-261-85

Property Details

APN / Parcel Number

Primary APN215-261-85

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,525 sqft Heated Area
Gross Area3,107 sqft
1st Floor Area2,105 sqft
Upper Floors Area336 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area42,133 sqft (0.967 acres)
Garage Area666 sqft
Patio Area88 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelSolar

Location & Zoning

Old Parcel Number215-261-85
Street Address3206 WINDROW LN
CityMATTHEWS
StateNC
Zip28105-3939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15(CD)
Legal DescriptionP1 BD M16-119
Legal SubdivisionWINDROW ESTATES
Legal BlockD
Legal Lot Number1
JurisdictionMECKLENBURG NC
Township / Civil Division13, MORNING STAR
Census Block Group2
Census Block2000
Census Tract5712

Owner

Source: Mecklenburg County records · APN 215-261-85

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3206 WINDROW LN, MATTHEWS, NC 28105-3939
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Deed of Trust, Mortgage · FHA Mortgage
JFQ LENDING INC
Mar 30, 2022Deed of Trust, Mortgage · Conventional Mortgage
SECURE ONE CAPITAL CORP
Feb 27, 2018Deed of Trust, Mortgage · Line of Credit
TRULIANT FCU
Nov 08, 2017Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MORTGAGE
Nov 19, 2019Warranty Deed, Transfer · FHA Mortgage
RAPID MORTGAGE COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 19, 2019 · Amount on Record
Deed SaleNov 19, 2019 · Amount on Record
Prior SaleAug 20, 2015
Deed Document Number0003404971
Deed Book / Page34049 / 71
Record UpdatedJun 07, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3206 WINDROW LN, MATTHEWS, NC 28105-3939
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000062048
DateMar 30, 2021
Book Page35872/377
Instrument2021062048
Lender
NameJFQ LENDING INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85256
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3206 WINDROW LN, MATTHEWS, NC 28105-3939
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyUNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NATL LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000048545
DateMar 30, 2022
Book Page37200/261
Instrument2022048545
Lender
NameSECURE ONE CAPITAL CORP
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3206 WINDROW LN, MATTHEWS, NC 28105-3939
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022573
DateFeb 27, 2018
Book Page32491/697
Instrument2018022573
Lender
NameTRULIANT FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 12, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3206 WINDROW LN, MATTHEWS, NC 28105-3939
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000151240
DateNov 08, 2017
Book Page32257/201
Instrument2017151240
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 19, 2019
Property Address3206 WINDROW LN, MATTHEWS, NC 28105-3939
Document Number0000157710
Book / Page34049 / 071
Map ReferenceMB 16 PG 119
Instrument DateOct 31, 2019
Instrument2019157710
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$679.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3206 WINDROW LN, MATTHEWS, NC 28105-3939
InvestorPossibly a Property Investor

Mortgage

Document Number0000157711
DateNov 19, 2019
Instrument2019157711
Lender
NameRAPID MORTGAGE COMPANY
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMatthews Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2015)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2015 · other causes

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Uniti Group
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 96 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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