Mecklenburg County property record for 3118 Windrow Ln, Matthews, NC 28105
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,660 sqft · built 1973 |
| Lot Size | 0.571 acres (24,903 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Dec 2021) |
| Tax Bill | $3,938 (2023) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 215-261-79 |
| Primary APN | 215-261-79 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,660 sqft Heated Area |
| Gross Area | 3,212 sqft |
| 1st Floor Area | 2,235 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 24,903 sqft (0.571 acres) |
| Garage Area | 528 sqft |
| Porch | Porch |
| Porch Area | 24 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 215-261-79 |
|---|---|
| Street Address | 3118 WINDROW LN |
| City | MATTHEWS |
| State | NC |
| Zip | 28105-6424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15(CD) |
| Legal Description | L3 BE M16-119 |
| Legal Subdivision | WINDROW ESTATES SEC 03 |
| Legal Block | E |
| Legal Lot Number | 3 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 13, MORNING STAR |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 5712 |
3118 Windrow Ln is owned and occupied by two individuals who bought it in December 2021.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3118 WINDROW LN, MATTHEWS, NC 28105-6424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2021 · Amount on File |
| Deed Sale | Dec 16, 2021 · Amount on File |
| Prior Sale | Dec 10, 2021 · Amount on File |
| Deed Document Number | 0036879314 |
| Deed Book / Page | 36879 / 314 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 10, 2021 |
| Property Address | 3118 WINDROW LN, MATTHEWS, NC 28105-6424 |
| Document Number | 0000233185 |
| Book / Page | 36855 / 627 |
| Map Reference | MB 7 PG 477 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 2021233185 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 25, 2023 |
| Title Company | MASTER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $706.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 520, NEWELL, NC 28126-0520 |
| Name | Verified Name |
|---|---|
| Address | 501 SANDY AVE, CHARLOTTE, NC 28213-5665 |
| Document Number | 0000233186 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 2021233186 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 16, 2021 |
| Property Address | 3118 WINDROW LN, MATTHEWS, NC 28105-6424 |
| Document Number | 0000237312 |
| Book / Page | 36879 / 314 |
| Map Reference | MB 16 PG 119 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 2021237312 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | BARRISTERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 700 THIRD ST S, CAROLINA BEACH, NC 28428-5341 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3118 WINDROW LN, MATTHEWS, NC 28105-6424 |
| Investor | Possibly a Property Investor |
| Document Number | 0000237313 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 2021237313 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Matthews Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 3118 Windrow Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2015) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3118 Windrow Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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