St. Louis County property record for 3206 Union Rd, Saint Louis, MO 63125
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,209 sqft · built 1959 |
| Lot Size | 0.158 acres (6,861 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Nov 2023) |
| Tax Bill | $2,965 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 28J-51-1109 |
| Primary APN | 28J-51-1109 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,209 sqft Living Area |
| Gross Area | 1,497 sqft |
| 1st Floor Area | 1,209 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 6,861 sqft (0.158 acres) |
| Lot Dimensions | 72 ft deep x 69 ft wide |
| Terrain | Above Road/Slope |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3206 UNION RD |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63125-3949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | SOUTHERN AIRE PLAT 1 LOT PTS 10 & 11 |
| Legal Subdivision | SOUTHERN AIRE PLAT 1 |
| Legal Lot Number | 10,11 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | LEMAY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 220602 |
Source: St. Louis County records, as of October 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3206 UNION RD, SAINT LOUIS, MO 63125-3949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage TOGETHER CU |
| May 23, 2018 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2023 · Amount on Record |
| Deed Sale | Nov 27, 2023 · Amount on Record |
| Prior Sale | Apr 3, 2000 · Amount on Record |
| Deed Document Number | 20231127241 |
| Prior Transfer Date | Feb 1, 1999 |
| Prior Transfer Doc | 0120040648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Nov 27, 2023 |
| Property Address | 3206 UNION RD, SAINT LOUIS, MO 63125-3949 |
| Document Number | 2023112700241 |
| Map Reference | MB 88 PG 2 |
| Instrument Date | Nov 22, 2023 |
| Instrument | 2023112700241 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6923 COLONIAL WOODS DR APT 13, 13, SAINT LOUIS, MO 63129-1029 |
| Name | Verified Name |
|---|---|
| Address | 3206 UNION RD, LEMAY, MO 63125-3949 |
| Document Number | 2023112700242 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 2023112700242 |
| Name | TOGETHER CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.87% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.8% |
| Margin | 3 |
| Max Rate | 12.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 3206 UNION RD, SAINT LOUIS, MO 63125-3949 |
| Document Number | 0230482616 |
| Instrument Date | May 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3206 UNION RD ST LOUIS MO 631253949, ST LOUIS, MO 63125-3949 |
| Document Number | 0230482616 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 023048/002616 |
| Instrument | 617 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Mehlville R-IX School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,380 (-) Land $13,430 Building $33,950 | $249,400 (-) Land $70,700 Building $178,700 | |
| 2025 | $2,965.00 (+7.12%) | $47,380 (+16.24%) Land $13,430 Building $33,950 | $249,400 (+16.27%) Land $70,700 Building $178,700 |
| 2024 | $2,768.00 (+1.28%) | ||
| 2023 | $2,733.00 (+8.84%) | $40,760 (+15.96%) Land $8,060 Building $32,700 | $214,500 (+15.95%) Land $42,400 Building $172,100 |
| 2022 | $2,511.00 | $35,150 Land $8,740 Building $26,410 | |
| 2021 | $185,000 Land $46,000 Building $139,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 12 (1978–2008) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2008 · Severe Storms, Flooding, And A Tornado |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 800 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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