3124 Union Rd, Saint Louis, MO 63125 Property Records

St. Louis County property record for 3124 Union Rd, Saint Louis, MO 63125

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,483 sqft · built 1959
Lot Size	0.15 acres (6,551 sqft)
Owner	Individual Name on File
Last Sale	$184,900 (Aug 2020)
Tax Bill	$3,303 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28J-51-1077`

Property Details

APN / Parcel Number

Primary APN	`28J-51-1077`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,483 sqft Living Area
Gross Area	1,747 sqft
1st Floor Area	1,483 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,551 sqft (0.15 acres)
Lot Dimensions	63 ft deep x 63 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	88 sqft
Patio Area	334 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3124 UNION RD
City	SAINT LOUIS
State	MO
Zip	63125-3947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	SOUTHERN AIRE PLAT 1 LOT PT 9
Legal Subdivision	SOUTHERN AIRE PLAT 1
Legal Lot Number	9
Jurisdiction	ST LOUIS MO
Township / Civil Division	LEMAY
Census Block Group	1
Census Block	1000
Census Tract	220602

Owner

3124 Union Rd is owned and occupied by an individual who bought it in August 2020.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3124 UNION RD, SAINT LOUIS, MO 63125-3947
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2020 · Amount on File
Deed Sale	Aug 25, 2020 · Amount on File
Prior Sale	Aug 25, 2020 · Amount on File
Deed Document Number	20021075
Deed Book / Page	13924 / 103
Prior Transfer Date	Aug 18, 2020
Prior Transfer Doc	0000001075
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 25, 2020
Property Address	3124 UNION RD, SAINT LOUIS, MO 63125-3947
Document Number	0242843505
Book / Page	24284 / 3505
Map Reference	MB 88 PG 2
Instrument Date	Aug 5, 2020
Instrument	2020082500302
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FREEDOM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3124 UNION RD, SAINT LOUIS, MO 63125-3947

Mortgage

Document Number	2020082500304
Date	Aug 25, 2020
Instrument	2020082500304

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 3124 Union Rd was $3,303, up 7.8% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,830 (-) Land $13,210 Building $39,620	$278,000 (-) Land $69,500 Building $208,500
2025	$3,303.00 (+7.77%)	$52,830 Land $13,210 Building $39,620	$278,000 Land $69,500 Building $208,500
2024	$3,065.00 (+1.29%)
2023	$3,026.00 (+4.2%)	$45,180 (+11.17%) Land $7,920 Building $37,260	$237,800 Land $41,700 Building $196,100
2022	$2,904.00	$40,640 Land $8,590 Building $32,050
2021			$213,900 Land $45,200 Building $168,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3124 Union Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	12 (1978–2008)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3124 Union Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	800 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20