3206 SE 45th Ave, Ocala, FL 34480 Property Records

Marion County property record for 3206 SE 45th Ave, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,010 sqft · built 2006
Lot Size	0.319 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Jul 2022)
Tax Bill	$5,419 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`29736-004-03`

Property Details

APN / Parcel Number

Primary APN	`29736-004-03`
Alternative APN	`3421841000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,010 sqft Living Area
1st Floor Area	3,010 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2014
Exterior Material	Brick
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,939 sqft (0.319 acres)
Lot Dimensions	155 ft deep x 90 ft wide
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	314 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3421841000
Street Address	3206 SE 45TH AVE
City	OCALA
State	FL
Zip	34480-6367
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A;R1A
Legal Description	SEC 26 TWP 15 RGE 22 PLAT BOOK 8 PAGE 157 MAGNOLIA POINTE PHASE ONE BLK D LOT 3
Legal Range	22E
Legal Township	15S
Legal Section	26
Legal Subdivision	MAGNOLIA POINTE PH 1
Legal Block	D
Legal Lot Number	3
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	3
Census Block	3024
Census Tract	2203

Owner

3206 SE 45th Ave is owned and occupied by two individuals who bought it in July 2022.

Source: Marion County records, as of January 2, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	3206 SE 45TH AVE, OCALA, FL 34480-6367
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 1, 2022	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP
Nov 30, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 27, 2019	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 31, 2019	Loan Modification, Mortgage · Conventional with PMI CENTERSTATE BK NA
Aug 2, 2017	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK/FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022 · Amount on File
Deed Sale	Jul 1, 2022 · Amount on File
Prior Sale	Jul 6, 2006 · Amount on File
Deed Document Number	0078441347
Deed Book / Page	7087 / 0961
Prior Transfer Date	Nov 27, 2019
Prior Transfer Doc	2019125361
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	3206 SE 45TH AVE, OCALA, FL 34480-6367
Transaction Type	Mortgage
Record Updated	Jan 5, 2026
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0076761628
Date	Jan 19, 2022
Book Page	7676/1628
Instrument	2022008344

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	3206 SE 45TH AVE, OCALA, FL 34480-6367
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5203 SE 42ND CT, OCALA, FL 34480-4412

Mortgage

Document Number	0078441349
Date	Aug 1, 2022
Book Page	7844/1349
Instrument	2022112020

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	3206 SE 45TH AVE, OCALA, FL 34480-6367
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3481 NE 47TH TER 1, 1, SILVER SPRINGS, FL 34488-1505

Mortgage

Document Number	0073240627
Date	Nov 30, 2020
Book Page	7324/627
Instrument	2020128428

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Dec 1, 2049

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Nov 27, 2019
Property Address	3206 SE 45TH AVE, OCALA, FL 34480-6367
Document Number	0070870961
Book / Page	7087 / 0961
Map Reference	MB 8 PG 157&158
Instrument Date	Nov 26, 2019
Instrument	2019125361
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ADVANTAGE TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,708.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2030 S PINE AVE, 2030, OCALA, FL 34471-8192

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3481 NE 47TH TER APT 1, 1, SILVER SPRINGS, FL 34488-1505

Mortgage

Document Number	0007087962
Date	Nov 27, 2019
Instrument	7087/962

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARION FL
Property Address	3206 SE 45TH AVE, OCALA, FL 34480-6367
Document Number	0069261144
Instrument Date	Jan 31, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10053 SW 54TH CT OCALA FL 344763862, OCALA, FL 34476-3862

Mortgage

Document Number	0069261144
Date	Mar 7, 2019
Book Page	006926/001144
Instrument	22759

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33883

Agreement

Type	Conventional with PMI
Amount	Amount on Record

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	3206 SE 45TH AVE, OCALA, FL 34480-6367
Document Number	0066241453
Book / Page	006624 / 001453
Instrument Date	Aug 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2017
Title Company	FIRST QUALITY TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2030 S PINE AVE OCALA FL 344718192, OCALA, FL 34471-8192

Mortgage

Document Number	0066241453
Date	Aug 10, 2017
Book Page	006624/001453
Instrument	73524

Lender

Name	CENTERSTATE BK/FL
Type	Bank
Address	OCALA, FL 34470

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3206 SE 45th Ave was $5,419 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,419.00 Homeowner's exemption	$331,033 Land $40,000 Building $291,033	$331,033 Land $40,000 Building $291,033
2023	$6,110.00 (+45.79%)	$322,829 (+26.77%) Land $46,000 Building $276,829	$322,829 (+26.77%) Land $46,000 Building $276,829
2022	$4,191.00	$254,662 Land $46,000 Building $208,662	$254,662 Land $46,000 Building $208,662

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3206 SE 45th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3206 SE 45th Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Cox Communications Cable	2,000 / 100

May also be available: Central Florida Broadband, Metronet, Verizon.

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