3206 Florence Dr, Champaign, IL 61822 Property Records

Champaign County property record for 3206 Florence Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.255 acres (11,093 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Nov 2022)
Tax Bill	$7,529 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-09-222-004`

Property Details

APN / Parcel Number

Primary APN	`41-20-09-222-004`

Exterior

Lot Area	11,093 sqft (0.255 acres)

Location & Zoning

Street Address	3206 FLORENCE DR
City	CHAMPAIGN
State	IL
Zip	61822-8010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 335 TIMBERLINE VALLEY SOUTH SUB NO 3
Legal Range	08E
Legal Township	19N
Legal Section	09
Legal Subdivision	TIMBERLINE VALLEY SOUTH SUB NO 3
Legal Lot Number	335
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3052
Census Tract	902

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3206 FLORENCE DR, CHAMPAIGN, IL 61822-8010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jan 5, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 24, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2022 · Amount on Record
Deed Sale	Nov 8, 2022 · Amount on Record
Deed Document Number	202219991
Prior Transfer Date	Jan 5, 2018
Prior Transfer Doc	0000000181
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 8, 2022
Property Address	3206 FLORENCE DR, CHAMPAIGN, IL 61822-8010
Document Number	0000019991
Map Reference	DOC 2000R24988
Instrument Date	Nov 4, 2022
Instrument	2022R19991
Transaction Type	Transfer
Record Updated	Nov 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3206 FLORENCE DR, CHAMPAIGN, IL 61822-8010

Mortgage

Document Number	0000019992
Date	Nov 8, 2022
Instrument	2022R19992

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.87%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	3206 FLORENCE DR, CHAMPAIGN, IL 61822-8010
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004781
Date	Mar 4, 2021
Instrument	2021R04781

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 5, 2018
Property Address	3206 FLORENCE DR, CHAMPAIGN, IL 61822-8010
Document Number	0000000181
Instrument Date	Jan 5, 2018
Instrument	181
Transaction Type	Transfer
Record Updated	Jan 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3206 FLORENCE DR CHAMPAIGN IL 618228010, CHAMPAIGN, IL 61822-8010

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 24, 2017
Property Address	3206 FLORENCE DR, CHAMPAIGN, IL 61822-8010
Document Number	0000013643
Map Reference	DOC2000R24988
Instrument Date	Jul 13, 2017
Instrument	2017R13643
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3206 ELORENCE DR, CHAMPAIGN, IL 61822

Mortgage

Document Number	0000013644
Date	Jul 24, 2017
Instrument	2017R13644

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$103,600 (+33.52%) Land $20,540 Building $83,060	$310,800 (+33.52%) Land $61,620 Building $249,180
2024	$7,529.00 (+14.37%)
2022	$6,583.00 Homeowner's exemption	$77,590 Land $15,390 Building $62,200	$232,770 Land $46,170 Building $186,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Pavlov Media.

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