3203 Florence Dr, Champaign, IL 61822 Property Records

Champaign County property record for 3203 Florence Dr, Champaign, IL 61822

Property Summary

Property TypeSingle Family Home
Lot Size0.207 acres (8,997 sqft)
Owner2 Individual Names on Record
Last Sale$272,500 (Jul 2024)
Tax Bill$5,691 (2024)
Deeds & MortgagesJun 2021 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN41-20-09-225-006

Property Details

APN / Parcel Number

Primary APN41-20-09-225-006

Exterior

Lot Area8,997 sqft (0.207 acres)

Location & Zoning

Street Address3203 FLORENCE DR
CityCHAMPAIGN
StateIL
Zip61822-8011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 330 TIMBERLINE VALLEY SOUTH SUB NO 3
Legal Range08E
Legal Township19N
Legal Section09
Legal SubdivisionTIMBERLINE VALLEY SOUTH SUB NO 3
Legal Lot Number330
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group3
Census Block3051
Census Tract902

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3203 FLORENCE DR, CHAMPAIGN, IL 61822-8011
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAT BRANCH HOME LOANS INC
May 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2024 · Amount on Record
Deed SaleJul 25, 2024 · Amount on Record
Prior SaleMar 28, 2016 · Amount on Record
Deed Document Number202410905
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address3203 FLORENCE DR, CHAMPAIGN, IL 61822-8011
Transaction TypeMortgage
Record UpdatedJul 12, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014736
DateJun 24, 2021
Instrument2021R14736
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term348 Months
DueJun 1, 2050
Interest
Rate TypeFixed Rate
Rate3.12%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address3203 FLORENCE DR, CHAMPAIGN, IL 61822-8011
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007908
DateMay 12, 2020
Instrument2020R07908
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$82,420 (+33.52%) Land $20,540 Building $61,880$247,260 (+33.52%) Land $61,620 Building $185,640
2024$5,691.00 (+11.07%)
2022$5,124.00 Homeowner's exemption$61,730 Land $15,390 Building $46,340$185,190 Land $46,170 Building $139,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Mediacom Xtream
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Nextlink, Pavlov Media.

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