3206 E State St, Rockford, IL 61108 Property Records

Winnebago County property record for 3206 E State St, Rockford, IL 61108

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,382 sqft · built 1965
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$110,000 (Oct 2019)
Tax Bill	$5,322 (2025)
Deeds & Mortgages	Aug 2020 Sale Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`163D064A`

Property Details

APN / Parcel Number

Primary APN	`163D064A`
Alternative APN	`1230202002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,382 sqft Living Area
Gross Area	4,586 sqft
1st Floor Area	1,742 sqft
Basement Area	1,742 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	121 ft deep x 61 ft wide
Terrain	Rolling
View / Lot	Traffic
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3206 E STATE ST
City	ROCKFORD
State	IL
Zip	61108-1804
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Description	PALMWOOD ADD SLY 61FT LOT 015 BLOCK 001
Legal Subdivision	PALMWOOD ADD
Legal Block	001
Legal Lot Number	015
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	3
Census Block	3016
Census Tract	600

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4299 WESTWOOD LN, ROCKFORD, IL 61101-8600
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Oct 16, 2019	Grant Deed, Transfer · Conventional Mortgage US BK
Jun 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2019 · Amount on Record
Deed Sale	Oct 16, 2019 · Amount on Record
Prior Sale	Jun 20, 1990 · Amount on Record
Deed Document Number	201934741
Prior Transfer Date	Jun 21, 2018
Prior Transfer Doc	0001017931
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 17, 2020
Property Address	3206 E STATE ST, ROCKFORD, IL 61108-1804
Document Number	0001023337
Instrument Date	Aug 17, 2020
Instrument	1023337
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4299 WESTWOOD LN ROCKFORD IL 611018600, ROCKFORD, IL 61101-8600

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 16, 2019
Property Address	3206 E STATE ST, ROCKFORD, IL 61108-1804
Document Number	0001034741
Instrument Date	Oct 10, 2019
Instrument	1034741
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3206 E STATE ST ROCKFORD IL 611081804, ROCKFORD, IL 61108-1804

Mortgage

Document Number	1034742
Date	Oct 16, 2019
Instrument	1034742

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 15, 2034

Interest

Rate	4.37%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 26, 2018
Property Address	3206 E STATE ST, ROCKFORD, IL 61108-1804
Document Number	0001017931
Instrument Date	Jun 21, 2018
Instrument	1017931
Transaction Type	Transfer
Record Updated	Jul 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3204-3206 E STATE ST ROCKFORD IL 611081804, ROCKFORD, IL 61108-1804

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,322.00 (+3.82%)	$60,282 (+11.43%) Land $6,167 Building $54,115	$180,846 (+11.43%) Land $18,501 Building $162,345
2024	$5,126.00	$54,098 (+26.88%) Land $5,534 Building $48,564	$162,294 (+26.88%) Land $16,602 Building $145,692
2022		$42,637 Land $4,362 Building $38,275	$127,911 Land $13,086 Building $114,825

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jul 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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