3110 E State St, Rockford, IL 61108 Property Records

Winnebago County property record for 3110 E State St, Rockford, IL 61108

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,681 sqft · built 1957
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Oct 2023)
Tax Bill	$6,077 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`163D080A`

Property Details

APN / Parcel Number

Primary APN	`163D080A`
Alternative APN	`1230201001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,681 sqft Living Area
Gross Area	4,144 sqft
1st Floor Area	1,548 sqft
Basement Area	1,548 sqft
Finished Basement	625 sqft
Unfinished Basement	923 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Construction Type	Frame
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Terrain	High
View / Lot	Traffic
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3110 E STATE ST
City	ROCKFORD
State	IL
Zip	61108-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PALMWOOD ADD BNG SUBD SE 1/4 SEC 19 &NE 1/4 SEC 30-44-2 (BK 19 P8) LT 19 ALSO WLY 60.33 FT X 174.85 FT TR ADJ TOSAID LOT 19 BLOCK 2
Legal Range	2
Legal Township	44
Legal Section	30
Legal Subdivision	PALMWOOD ADD
Legal Block	2
Legal Lot Number	19
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	3
Census Block	3015
Census Tract	600

Owner

3110 E State St is owned and occupied by an individual who bought it in October 2023.

Source: Winnebago County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3110 E STATE ST, ROCKFORD, IL 61108-1802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 14, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 31, 2017	Deed of Trust, Mortgage · Conventional with PMI NORTHWEST BK/ROCKFORD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2023 · Amount on File
Deed Sale	Oct 13, 2023 · Amount on File
Prior Sale	Sep 14, 2023 · Amount on File
Deed Document Number	202324245
Prior Transfer Date	Sep 8, 2023
Prior Transfer Doc	0000024245
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 13, 2023
Property Address	3110 E STATE ST, ROCKFORD, IL 61108-1802
Document Number	0000024245
Map Reference	BK22 PG194
Instrument Date	Sep 8, 2023
Instrument	2324245
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3110 EAST ST, ROCKFORD, IL 61108

Mortgage

Document Number	0000024246
Date	Oct 13, 2023
Instrument	2324246

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.43%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 14, 2023
Property Address	3110 E STATE ST, ROCKFORD, IL 61108-1802
Document Number	0000021428
Map Reference	BK19 PG8
Instrument Date	Sep 8, 2023
Instrument	2321428
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3110 E STATE ST, ROCKFORD, IL 61108-1802

Mortgage

Document Number	0000021429
Date	Sep 14, 2023
Instrument	2321429

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.43%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	3110 E STATE ST, ROCKFORD, IL 61108-1802
Document Number	0001017163
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Jun 26, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3110 E STATE ST ROCKFORD IL 611081802, ROCKFORD, IL 61108-1802

Mortgage

Document Number	0001017163
Date	Jun 7, 2017
Instrument	1017163

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2047

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 3110 E State St was $6,077.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,077.00	$79,840 Land $12,234 Building $67,606	$239,520 Land $36,702 Building $202,818
2022	Homeowner's exemption	$48,460 Land $8,654 Building $39,806	$145,380 Land $25,962 Building $119,418

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3110 E State St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jul 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3110 E State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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