1. Home
  2. Tennessee
  3. Hamilton County
  4. Chattanooga
  5. E 44th St

3206 E 44th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 3206 E 44th St, Chattanooga, TN 37407

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,363 sqft · built 1955
Lot Size0.16 acres (7,000 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Jun 2026)
Tax Bill$963 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Oct 2024 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN168O J 011

Property Details

APN / Parcel Number

Primary APN168O J 011
Alternative APN
  • 0000112260

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,363 sqft Living Area

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,000 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000112260
Street Address3206 E 44TH ST
CityCHATTANOOGA
StateTN
Zip37407-3126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 246 2ND AMENDED PLAT CEDAR HILL PB6 PG54 0169 01 03
Legal SubdivisionCEDAR HILL MONTAGUES ADDITION NO 2
Legal Lot Number246
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1008
Census Tract2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3204 E 44TH ST, CHATTANOOGA, TN 37407-3126
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2026Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Oct 8, 2024Quit Claim Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC
Oct 10, 2023Quit Claim Deed, Transfer
Quitclaim
Jul 19, 2023Warranty Deed, Transfer
BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC
Mar 4, 2022Warranty Deed, Transfer
CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY LL
Mar 26, 2021Warranty Deed, Transfer
TITLE GROUP OF TENNESSEE, TITLE SERVICES OF TENNESSEE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2026 · Amount on Record
Deed SaleJun 3, 2026 · Amount on Record
Prior SaleJul 19, 2023 · Amount on Record
Deed Document Number2026197
Deed Book / Page14321 / 972
Prior Transfer DateOct 6, 2023
Prior Transfer Doc0000000075
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 3, 2026
Property Address3206 E 44TH ST, CHATTANOOGA, TN 37407-3126
Document Number0000000197
Book / Page14321 / 972
Instrument DateMay 29, 2026
Instrument2026197
Transaction TypeTransfer
Record UpdatedJun 12, 2026
Title CompanyBRICK CITY TITLE, BRIDGE CITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$74,740.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3204 E 44TH ST, CHATTANOOGA, TN 37407-3126

Mortgage

Document Number0000000198,
DateJun 3, 2026
Instrument20263198
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

October 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateOct 8, 2024
Property Address3206 E 44TH ST, CHATTANOOGA, TN 37407-3126
Document Number0000000351
Book / Page13727 / 900
Map ReferenceMB 6 PG 54
Instrument DateSep 25, 2024
Instrument2024100800351
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3206 E 44TH ST, CHATTANOOGA, TN 37407-3126

Mortgage

Document Number0000000352
DateOct 8, 2024
Instrument2024100800352
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2054
Prepayment Penalty00 Months

October 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateOct 10, 2023
Property Address3206 E 44TH ST, CHATTANOOGA, TN 37407-3126
Document Number0000000075
Book / Page13419 / 895
Map ReferenceMB 6 PG 54
Instrument DateOct 6, 2023
Instrument2023101000075
Transaction TypeTransfer
Record UpdatedFeb 6, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 2544, DALTON, GA 30722-2544

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJul 19, 2023
Property Address3206 E 44TH ST, CHATTANOOGA, TN 37407-3126
Document Number0000000142
Book / Page13349 / 178
Map ReferenceMB 6 PG 54
Instrument DateJul 18, 2023
Instrument2023071900142
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyBRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC

Transaction

AmountAmount Recorded
Tax$499.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2708 AIRPORT RD, DALTON, GA 30721-4562

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 4, 2022
Property Address3206 E 44TH ST, CHATTANOOGA, TN 37407-3126
Document Number0000000199
Book / Page12869 / 994
Map ReferenceMB 6 PG 54
Instrument DateMar 3, 2022
Instrument2022030400199
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY LL

Transaction

AmountAmount Recorded
Tax$203.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 BRYANT RD, CHATSWORTH, GA 30705-6150

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 26, 2021
Property Address3206 E 44TH ST, CHATTANOOGA, TN 37407-3126
Document Number0000000238
Book / Page12417 / 845
Map ReferenceMB 6 PG 54
Instrument DateMar 23, 2021
Instrument2021032600238
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GROUP OF TENNESSEE, TITLE SERVICES OF TENNESSEE

Transaction

AmountAmount Recorded
Tax$62.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address213 WINCHESTER ST, CHATTANOOGA, TN 37405-3235

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$963.00 (+171.27%)$63,550 (+300.31%)$254,200 (+300.31%) Land $30,000 Building $224,200
2024$355.00$15,875 (-)$63,500 (-) Land $10,000 Building $53,500
2023$355.00$15,875 (-)$63,500 (-) Land $10,000 Building $53,500
2022$355.00$15,875$63,500 Land $10,000 Building $53,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on E 44th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures