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3205 E 44th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 3205 E 44th St, Chattanooga, TN 37407

Property Summary

Property TypeSingle Family Home
Details1 ba · 940 sqft · built 1930
Lot Size0.201 acres (8,775 sqft)
OwnerCompany on Record
Last Sale$65,000 (Oct 2023)
Tax Bill$219 (2025)
Deeds & MortgagesJun 2026 Mortgage
Oct 2023 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN168J S 006

Property Details

APN / Parcel Number

Primary APN168J S 006
Alternative APN
  • 0000110876

Interior

Full Baths1 Bath
Stories1 Story
Building Area940 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1950
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,775 sqft (0.201 acres)
Lot Dimensions135 ft deep x 65 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemGravity Furnace
SewerConnected

Location & Zoning

Account Number0000110876
Street Address3205 E 44TH ST
CityCHATTANOOGA
StateTN
Zip37407-3127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 252 & 15 ALLEY 2ND AMENDED PLAT CEDAR HILL PB 6 PG 54
Legal SubdivisionCEDAR HILL SECOND AM
Legal Lot Number252
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1005
Census Tract2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany on Record
Mailing AddressPO BOX 3496, CHATTANOOGA, TN 37404-0496
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
SMARTBANK
Oct 13, 2023Warranty Deed, Transfer
FIRST TITLE
Feb 10, 2023Warranty Deed, Transfer
FIRST TITLE
Dec 1, 2022Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Sep 25, 2018Loan Modification, Mortgage · Conventional Mortgage
FIRSTBANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2023 · Amount on Record
Deed SaleOct 13, 2023 · Amount on Record
Prior SaleFeb 10, 2023 · Amount on Record
Deed Document Number2023166
Deed Book / Page13423 / 545
Prior Transfer DateNov 11, 2022
Prior Transfer Doc0000000215
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Recording DateJun 24, 2026
Property Address3205 E 44TH ST, CHATTANOOGA, TN 37407-3127
Document Number0000000057
Book / Page14344 / 346
Instrument DateJun 4, 2026
Instrument202657
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address296 S CREST RD, CHATTANOOGA, TN 37404-5539

Mortgage

Document Number0000000057,
DateJun 24, 2026
Book Page14344/346
Instrument202657
Lender
NameSMARTBANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 4, 2036
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateOct 13, 2023
Property Address3205 E 44TH ST, CHATTANOOGA, TN 37407-3127
Document Number0000000166
Book / Page13423 / 545
Map ReferenceMB 6 PG 54
Instrument DateOct 13, 2023
Instrument2023101300166
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyFIRST TITLE

Transaction

AmountAmount Recorded
Tax$240.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address296 S CREST RD, CHATTANOOGA, TN 37404-5539
InvestorPossibly a Property Investor

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 10, 2023
Property Address3205 E 44TH ST, CHATTANOOGA, TN 37407-3127
Document Number0000000125
Book / Page13209 / 183
Map ReferenceMB 6 PG 54
Instrument DateFeb 10, 2023
Instrument2023021000125
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyFIRST TITLE

Transaction

AmountAmount Recorded
Tax$203.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3303 3RD AVE, CHATTANOOGA, TN 37407-1710

December 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateDec 1, 2022
Property Address3205 E 44TH ST, CHATTANOOGA, TN 37407-3127
Document Number0000000215
Book / Page13155 / 774
Map ReferenceMB 6 PG 54
Instrument DateNov 11, 2022
Instrument2022120100215
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3205 E 44TH ST, CHATTANOOGA, TN 37407-3127

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON TN
Property Address3205 E 44TH ST, CHATTANOOGA, TN 37407-3127
Document Number1001000232
Instrument DateSep 25, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address813 LYNN LN ROSSVILLE GA 307412125, ROSSVILLE, GA 30741-2125

Mortgage

Document Number1001000232
DateOct 1, 2018
Book Page011466/000535
Instrument181001000232
Lender
NameFIRSTBANK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$219.00 (+12.31%)$14,500 (+66.19%)$58,000 (+66.19%) Land $34,500 Building $23,500
2024$195.00$8,725 (-)$34,900 (-) Land $11,500 Building $23,400
2023$195.00$8,725 (-)$34,900 (-) Land $11,500 Building $23,400
2022$195.00$8,725$34,900 Land $11,500 Building $23,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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