Bay County property record for 3206 E 3rd St, Panama City, FL 32401 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,468 sqft · built 1939 |
| Lot Size | 0.408 acres (17,772 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Feb 2026) |
| Tax Bill | $1,579 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Jan 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 23783-000-000 |
| Primary APN | 23783-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,468 sqft Living Area |
| 1st Floor Area | 1,468 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,772 sqft (0.408 acres) |
| Lot Dimensions | 127 ft deep x 140 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Driveway | Driveway |
| Porch | Unfinished Open Porch |
| Porch Area | 688 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3206 E 3RD ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRINGFIELD PLAT LOTS 1,2,3 BLK 2 ORB 4081 P 1853 MAP 118C2 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Legal Subdivision | SPRINGFIELD PLAT |
| Legal Block | 2 |
| Legal Lot Number | 1,2,3 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 1000 |
Source: Bay County records · APN 23783-000-000
Assessment roll updated January 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3607 THOMASVILLE RD, TALLAHASSEE, FL 32309-3030 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Feb 27, 2026 | Warranty Deed, Transfer · Commercial Mortgage PINNACLE BANK |
| Jan 23, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 27, 2026 · Amount on Record |
| Deed Sale | Feb 27, 2026 · Amount on Record |
| Deed Document Number | 202612032 |
| Deed Book / Page | 5006 / 2273 |
| Prior Transfer Date | Jan 23, 2019 |
| Prior Transfer Doc | 0040811853 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 27, 2026 |
| Property Address | 3206 E 3RD ST, PANAMA CITY, FL 32401-5645 |
| Document Number | 0050062273 |
| Book / Page | 5006 / 2273 |
| Map Reference | MB 2 PG 3 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 2026012032 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3208 E 3RD ST, PANAMA CITY, FL 32401-5645 |
| Name | Verified Name |
|---|---|
| Address | 3607 THOMASVILLE RD, TALLAHASSEE, FL 32309-3030 |
| Document Number | 0050062275 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 5006/2275 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 23, 2019 |
| Property Address | 3206 E 3RD ST, PANAMA CITY, FL 32401 |
| Document Number | 0040811853 |
| Book / Page | 004081 / 001853 |
| Instrument Date | Jan 23, 2019 |
| Instrument | 8537 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3208 E 3RD ST PANAMA CITY BEACH FL 324015645, PANAMA CITY BEACH, FL 32401-5645 |
Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,579.00 (+160.13%) | $99,608 (+80.29%) Land $51,324 Building $48,284 | $99,608 (+23.14%) Land $51,324 Building $48,284 |
| 2024 | $607.00 (+8.39%) | ||
| 2023 | $560.00 (+258.97%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $55,248 (+87.63%) | $80,890 (+97.27%) Land $35,137 Building $45,753 |
| 2022 | $156.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $29,445 | $41,005 Land $28,952 Building $12,053 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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