3204 E 3rd St, Panama City, FL 32401 Property Records

Bay County property record for 3204 E 3rd St, Panama City, FL 32401 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 976 sqft · built 1935
Lot Size	0.144 acres (6,316 sqft)
Owner	2 Owner Names on File
Last Sale	$67,000 (Aug 2001)
Tax Bill	$1,390 (2025)
Flood Zone	Zone X (minimal risk)
APN	`23788-000-000`

Property Details

APN / Parcel Number

Primary APN	`23788-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	976 sqft Heated Area
Gross Area	1,144 sqft
1st Floor Area	1,432 sqft
2nd Floor Area	247 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,316 sqft (0.144 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Garage Area	209 sqft

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Fence	Fence
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3204 E 3RD ST
City	PANAMA CITY
State	FL
Zip	32401-5645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRINGFIELD PLAT (10.5) LOT 10 & E 4' LOT 11 BLK 2 ORB 2056 P 120
Legal Range	14W
Legal Township	04S
Legal Section	11
Legal Subdivision	SPRINGFIELD
Legal Block	2
Legal Lot Number	10,11
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2024
Census Tract	1000

Owner

Source: Bay County records · APN 23788-000-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	532 S BONITA AVE, PANAMA CITY, FL 32401-3979

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2001 · Amount on Record
Deed Sale	Aug 03, 2001 · Amount on Record
Prior Sale	Jun 01, 2000 · Amount on Record
Deed Document Number	2001-042467
Deed Book / Page	2056 / 0120
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Springfield City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,390.00 (-3.34%)	$87,695 (+11.87%) Land $18,330 Building $69,365	$87,695 (+11.87%) Land $18,330 Building $69,365
2023	$1,438.00 (+16.53%)	$78,387 (+11.84%) Land $12,549 Building $65,838	$78,387 (+11.84%) Land $12,549 Building $65,838
2022	$1,234.00	$70,090 Land $10,340 Building $59,750	$70,090 Land $10,340 Building $59,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.