DeKalb County property record for 3206 Co Rd 45, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,502 sqft · built 1957 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $979 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-06-12-300-010.000-007 |
| Primary APN | 17-06-12-300-010.000-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,502 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 54,450 sqft (1.25 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,784 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 050612300010 |
|---|---|
| Street Address | 3206 COUNTY ROAD 45 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE1/4 SW1/4 SECTION 12 TWP 34 RANGE 13 ACRES 1.2500 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | GRANT |
| Census Block Group | 3 |
| Census Block | 3073 |
| Census Tract | 20200 |
3206 Co Rd 45, a single family home, is owned by an individual.
Source: DeKalb County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | WATERLOO, IN 46793 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3206 Co Rd 45 was $979, up 1.5% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Grant Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $979.00 (+1.45%) | $211,800 (+4.23%) Land $33,500 Building $178,300 | $211,800 (+4.23%) Land $33,500 Building $178,300 |
| 2024 | $965.00 (+5.58%) | $203,200 (+2.47%) Land $33,500 Building $169,700 | $203,200 (+2.47%) Land $33,500 Building $169,700 |
| 2023 | $914.00 (-15.68%) | $198,300 (+11.59%) Land $32,200 Building $166,100 | $198,300 (+11.59%) Land $32,200 Building $166,100 |
| 2022 | $1,084.00 | $177,700 Land $28,000 Building $149,700 | $177,700 Land $28,000 Building $149,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3206 Co Rd 45 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3206 Co Rd 45 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| Watch TV Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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