3203 Co Rd 45, Waterloo, IN 46793 Property Records

DeKalb County property record for 3203 Co Rd 45, Waterloo, IN 46793

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 3,352 sqft · built 1960
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Last Sale$180,500 (Feb 2015)
Tax Bill$1,619 (2025)
Flood ZoneZone X (minimal risk)
APN17-06-12-400-012.000-007

Property Details

APN / Parcel Number

Primary APN17-06-12-400-012.000-007
Alternative APN
  • 050612400012

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms13 Rooms
Stories2 Stories
Building Area3,352 sqft Living Area
1st Floor Area3,352 sqft
Basement Area936 sqft
Unfinished Basement936 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area87,120 sqft (2 acres)
TerrainRolling
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
Pool TypeAbove-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number050612400012
Street Address3203 COUNTY ROAD 45
CityWATERLOO
StateIN
Zip46793-9732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN END SW1/4 SE1/4 SECTION 12 TWP 34 RANGE 13 ACRES 2.0000
JurisdictionDE KALB IN
Township / Civil DivisionGRANT
Census Block Group3
Census Block3074
Census Tract20200

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3203 COUNTY ROAD 45, WATERLOO, IN 46793-9732
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 9, 2015 · Amount on Record
Deed SaleFeb 9, 2015 · Amount on Record
Prior SaleJun 30, 2006 · Amount on Record
Deed Document Number2015590
Prior Transfer DateFeb 3, 2015
Prior Transfer Doc0201500590
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyDeKalb County
County SubdivisionGrant Township
Unified School DistrictDeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,619.00 (-5.93%)$287,500 (+0.24%) Land $38,800 Building $248,700$287,500 (+0.24%) Land $38,800 Building $248,700
2024$1,721.00 (+4.11%)$286,800 (+2.5%) Land $38,800 Building $248,000$286,800 (+2.5%) Land $38,800 Building $248,000
2023$1,653.00 (-6.61%)$279,800 (+15.38%) Land $37,300 Building $242,500$279,800 (+15.38%) Land $37,300 Building $242,500
2022$1,770.00$242,500 Land $32,400 Building $210,100$242,500 Land $32,400 Building $210,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MetaLINK Technologies
Fixed Wireless
500 / 100
Lakeland Internet
Fixed Wireless
100 / 20
Verizon
Fixed Wireless
25 / 6
Watch TV
Fixed Wireless
25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 45

Nearby Streets

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