DeSoto County property record for 3206 Big Ben S, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,923 sqft · built 2001 |
| Lot Size | 0.335 acres (14,582 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $262,056 (Apr 2026) |
| Tax Bill | $1,512 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Feb 2013 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-4-20-10-0-00121-00 |
| Primary APN | 3-07-4-20-10-0-00121-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,923 sqft Adjusted Area |
| 1st Floor Area | 1,655 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 14,582 sqft (0.335 acres) |
| Lot Dimensions | 165 ft deep x 90 ft wide |
| Patio Area | 177 sqft |
| Street Address | 3206 BIG BEN S |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | EDGEWATER S-D SEC B LOT 121 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 20 |
| Legal Subdivision | EDGEWATER S-D |
| Legal Lot Number | 121 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 71002 |
Source: DeSoto County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3206 BIG BEN S, HERNANDO, MS 38632-6923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 28, 2025 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Feb 28, 2013 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 6, 2026 | Warranty Deed, Transfer · FHA Mortgage PRIORITYONE BANK |
| Dec 6, 2019 | Warranty Deed, Transfer |
| Nov 6, 2019 | Warranty Deed, Transfer · USDA Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2026 · Amount on Record |
| Deed Sale | Apr 6, 2026 · Amount on Record |
| Prior Sale | Dec 6, 2019 |
| Deed Book / Page | 1026 / 5665 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3206 BIG BEN S, HERNANDO, MS 38632-6923 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3206 BIG BEN S, HERNANDO, MS 38632-6923 |
| Document Number | 5662/87965 |
|---|---|
| Date | Aug 28, 2025 |
| Book Page | 5662/87965 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3206 BIG BEN S, HERNANDO, MS 38632-6923 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003593/463 |
|---|---|
| Date | Feb 28, 2013 |
| Book Page | 3593/463 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Apr 6, 2026 |
| Property Address | 3206 BIG BEN S, HERNANDO, MS 38632-6923 |
| Document Number | 01026/5665 |
| Book / Page | 1026 / 5665 |
| Instrument Date | Apr 1, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | GUARDIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3206 BIG BEN S, HERNANDO, MS 38632-6923 |
| Document Number | 5663035920, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 5663/35920 |
| Name | PRIORITYONE BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Dec 6, 2019 |
| Property Address | 3206 BIG BEN S, HERNANDO, MS 38632-6923 |
| Document Number | 000906/431 |
| Book / Page | 0906 / 431 |
| Map Reference | MB 70 PG 45 |
| Instrument Date | Oct 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 70 CLOVER RIDGE DR, 70, PIPERTON, TN 38017-5412 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 144, NESBIT, MS 38651-0144 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Nov 6, 2019 |
| Property Address | 3206 BIG BEN S, HERNANDO, MS 38632-6923 |
| Document Number | 000904/285 |
| Book / Page | 0904 / 285 |
| Map Reference | MB 70 PG 45 |
| Instrument Date | Oct 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 144, NESBIT, MS 38651-0144 |
| Name | Verified Name |
|---|---|
| Address | 6320 JANICE DR, SOUTHAVEN, MS 38671-9436 |
| Document Number | 0004832163 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 4832/163 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,512.00 (+15.95%) | $15,556 (+34.54%) Land $2,500 Building $13,056 | $155,562 (+34.55%) Land $25,000 Building $130,562 |
| 2023 | $1,304.00 | $11,562 | $115,618 Land $25,000 Building $90,618 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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