DeSoto County property record for 3188 Big Ben S, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,036 sqft · built 2000 |
| Lot Size | 0.338 acres (14,766 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $2,879 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Oct 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-4-20-10-0-00122-00 |
| Primary APN | 3-07-4-20-10-0-00122-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,036 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 14,766 sqft (0.338 acres) |
| Lot Dimensions | 165 ft deep x 90 ft wide |
| Patio Area | 355 sqft |
| Street Address | 3188 BIG BEN S |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | EDGEWATER S-D SEC B LOT 122 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 20 |
| Legal Subdivision | EDGEWATER S-D |
| Legal Lot Number | 122 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 71002 |
Source: DeSoto County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4434 ROBINSON LOOP E, OLIVE BRANCH, MS 38654-6790 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Oct 17, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2017 |
| Deed Sale | Jun 13, 2017 |
| Prior Sale | Jun 13, 2017 |
| Deed Document Number | 20170613010174440 |
| Last Transfer Date | Oct 17, 2022 |
| Transfer Doc | 001015/421 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3188 BIG BEN S, HERNANDO, MS 38632-6915 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 20170613010174450 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 20170613010174450 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 17, 2022 |
| Property Address | 3188 BIG BEN S, HERNANDO, MS 38632-6915 |
| Document Number | 001015/421 |
| Book / Page | 1015 / 421 |
| Map Reference | MB 70 PG 45 |
| Instrument Date | Oct 6, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4434 ROBINSON LOOP E, OLIVE BRANCH, MS 38654-6790 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4434 ROBINSON LOOP E, OLIVE BRANCH, MS 38654-6790 |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,879.00 (+13.39%) | $24,720 (+35.05%) Land $3,750 Building $20,970 | $164,801 (+35.05%) Land $25,000 Building $139,801 |
| 2023 | $2,539.00 | $18,305 | $122,032 Land $25,000 Building $97,032 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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