3205 Rufus St, Middletown, OH 45044 Property Records

Butler County property record for 3205 Rufus St, Middletown, OH 45044

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1950
Lot Size	0.266 acres (11,622 sqft)
Owner	Individual Name on Record
Last Sale	$48,000 (Jun 2017)
Tax Bill	$1,242 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`Q6542-119.000-015`

Property Details

APN / Parcel Number

Primary APN	`Q6542-119.000-015`
Alternative APNs	`0001500` `124336` `125377`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	11,622 sqft (0.266 acres)
Lot Dimensions	141 ft deep x 80 ft wide
Porch	Porch
Porch Area	128 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0001500
Old Parcel Number	Q6542119.000015
Street Address	3205 RUFUS ST
City	MIDDLETOWN
State	OH
Zip	45044-7677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19701 ENT
Legal Subdivision	ESTELL ACRES
Jurisdiction	BUTLER OH
Township / Civil Division	MIDDLETOWN
Census Block Group	4
Census Block	4017
Census Tract	13900

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3205 RUFUS ST, MIDDLETOWN, OH 45044-7677
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Jan 14, 2021	Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK
Jun 23, 2017	Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2017 · Amount on Record
Deed Sale	Jun 23, 2017 · Amount on Record
Deed Document Number	2017-00024491
Deed Book / Page	9048 / 0326
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	3205 RUFUS ST, MIDDLETOWN, OH 45044-7677
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064351
Date	Nov 10, 2021
Book Page	9757/1425
Instrument	2021-00064351

Lender

Name	PEOPLES BANK
Type	Bank
Address	MARIETTA, OH 45750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	3205 RUFUS ST, MIDDLETOWN, OH 45044-7677
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 RUFUS ST, MIDDLETOWN, OH 45044-7677

Mortgage

Document Number	0000002590
Date	Jan 14, 2021
Book Page	9575/601
Instrument	2021-00002590

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Jul 1, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Jun 23, 2017
Property Address	3205 RUFUS ST, MIDDLETOWN, OH 45044-7677
Document Number	0000024491
Book / Page	9048 / 0326
Instrument Date	May 11, 2017
Instrument	2017-00024491
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 RUFUS ST, MONROE, OH 45044-7677

Mortgage

Document Number	0000024492
Date	Jun 23, 2017
Instrument	2017-00024492

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Middletown City
Unified School District	Middletown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,242.00 (+2.48%)	$23,610 (-) Land $5,920 Building $17,690	$67,460 (-) Land $16,910 Building $50,550
2023	$1,212.00 (+23.3%)	$23,610 (+40.54%) Land $5,920 Building $17,690	$67,460 (+40.54%) Land $16,910 Building $50,550
2022	$983.00	$16,800 Land $5,920 Building $10,880
2020			$48,000 Land $16,910 Building $31,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	8 (2013–2020)
Claims Outside the SFHA	5 of 8
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN CITY PWS serves 51,229 people · EPA ID OH0901712
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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