3205 Kellys Ferry Rd, Chattanooga, TN 37419 Property Records

Hamilton County property record for 3205 Kellys Ferry Rd, Chattanooga, TN 37419

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,008 sqft · built 1975
Lot Size0.577 acres (25,160 sqft)
Owner2 Individual Names on Record
Tax Bill$1,411 (2025)
Deeds & MortgagesSep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN154B F 021.01

Property Details

APN / Parcel Number

Primary APN154B F 021.01
Alternative APN
  • 0000145365

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,008 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1978
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area25,160 sqft (0.577 acres)
Lot Dimensions185 ft deep x 136 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000145365
Old Parcel Number154B F 021.01
Street Address3205 KELLYS FERRY RD
CityCHATTANOOGA
StateTN
Zip37419-2009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 2 TIFTONIA SECTION 2 PB62 PG244 OUT OF 154B-F-21 FOR 2000
Legal SubdivisionTRACY BURTON RESUB
Legal Lot Number2
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group3
Census Block3018
Census Tract12100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3205 KELLYS FERRY RD, CHATTANOOGA, TN 37419-2009
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 1995
Deed SaleOct 31, 1995
Deed Document Number0004587921
Record UpdatedJun 8, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address3205 KELLYS FERRY RD, CHATTANOOGA, TN 37419-2009
Document Number0927000159
Instrument DateSep 21, 2018
Transaction TypeMortgage
Record UpdatedOct 18, 2018
Title CompanyFIRST CHOICE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3205 KELLYS FERRY RD CHATTANOOGA TN 374192009, CHATTANOOGA, TN 37419-2009

Mortgage

Document Number0927000159
DateSep 27, 2018
Book Page011463/000431
Instrument180927000159
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
AmountAmount Recorded
Term360 Months
DueSep 26, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,411.00 (+17.19%)$93,125 (+72.93%)$372,500 (+72.93%) Land $62,500 Building $310,000
2024$1,204.00$53,850 (-)$215,400 (-) Land $31,300 Building $184,100
2023$1,204.00$53,850 (-)$215,400 (-) Land $31,300 Building $184,100
2022$1,204.00$53,850$215,400 Land $31,300 Building $184,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims14 (1984–2020)
Claims Outside the SFHA6 of 14
Most Recent ClaimOct 2020 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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