Hamilton County property record for 3111 Kellys Ferry Rd, Chattanooga, TN 37419
| Property Type | Office Building |
|---|---|
| Details | 8,888 sqft · built 1979 |
| Lot Size | 1.57 acres (68,389 sqft) |
| Owner | Company Name on File |
| Last Sale | $400,000 (Dec 2022) |
| Tax Bill | $3,771 (2025) |
| Deeds & Mortgages | Jan 2025 Construction Loan Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 154C A 012 |
| Primary APN | 154C A 012 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 8,888 sqft Total Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Wood Siding |
| Roof Type | Wood Truss |
| Roof Material | Shingle |
| Lot Area | 68,389 sqft (1.57 acres) |
| Lot Dimensions | 224 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000087407 |
|---|---|
| Street Address | 3111 KELLYS FERRY RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37419-2007 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Local Zoning Code | R1 |
| Legal Description | LT 3-A BLK 1 TIFTONIA SECTION NO 2 PB 13 PG 14 REV PB 67 PG 77 REV PB 131 PG 184 |
| Legal Subdivision | TIFTONIA SEC NO 2 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 12100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3111 Kellys Ferry Rd, a commercial property, is owned by a company that bought it in December 2022.
Source: Hamilton County records, as of April 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 2026, FORT OGLETHORPE, GA 30742-0026 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 24, 2025 | Deed of Trust, Mortgage · Construction Mortgage SOUTHEAST BANK |
| Dec 28, 2022 | Warranty Deed, Transfer · Commercial Mortgage SOUTHEAST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2022 · Amount on File |
| Deed Sale | Dec 28, 2022 · Amount on File |
| Prior Sale | Sep 27, 2001 · Amount on File |
| Deed Document Number | 2022182 |
| Deed Book / Page | 13175 / 143 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3111 KELLYS FERRY RD, CHATTANOOGA, TN 37419-2007 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000047 |
|---|---|
| Date | Jan 24, 2025 |
| Book Page | 13820/181 |
| Instrument | 2025012400047 |
| Name | SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37450 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 28, 2022 |
| Property Address | 3111 KELLYS FERRY RD, CHATTANOOGA, TN 37419-2007 |
| Document Number | 0000000182 |
| Book / Page | 13175 / 143 |
| Map Reference | MB 67 PG 77 |
| Instrument Date | Dec 28, 2022 |
| Instrument | 2022122800182 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,480.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2026, FORT OGLETHORPE, GA 30742-0026 |
| Investor | Possibly a Property Investor |
| Document Number | 0131750147 |
|---|---|
| Date | Dec 28, 2022 |
| Instrument | 13175-0147 |
| Name | SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3111 Kellys Ferry Rd was $3,771, down 22.6% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,771.00 (-22.61%) | $248,840 (+14.23%) | $622,100 (+14.23%) Land $307,800 Building $314,300 |
| 2024 | $4,873.00 (+28.54%) | $217,840 (+28.53%) | $544,600 (+28.53%) Land $193,700 Building $350,900 |
| 2023 | $3,791.00 | $169,480 | $423,700 (-) Land $85,200 Building $338,500 |
| 2022 | Additional exemption filed | $423,700 Land $85,200 Building $338,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3111 Kellys Ferry Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 14 (1984–2020) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | Oct 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3111 Kellys Ferry Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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