3197 Harrow Rd, Spring Hill, FL 34606 Property Records

Hernando County property record for 3197 Harrow Rd, Spring Hill, FL 34606 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,088 sqft · built 2004
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Owner Names on File
Last Sale	$115,300 (Jul 2004)
Tax Bill	$3,734 (2025)
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5210-1446-0050`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5210-1446-0050`
Alternative APNs	`00428512` `428512`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,088 sqft Living Area
1st Floor Area	2,088 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00428512
Street Address	3197 HARROW RD
City	SPRING HILL
State	FL
Zip	34606-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 21 BLK 1446 LOT 5
Legal Range	17E
Legal Township	23S
Legal Section	14
Legal Subdivision	SPRING HILL UNIT 21
Legal Block	1446
Legal Lot Number	5
Legal Unit	21
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2002
Census Tract	41304

Owner

Source: Hernando County records · APN R32-323-17-5210-1446-0050

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	PO BOX 100916, BROOKLYN, NY 11210-0916

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2004 · Amount on Record
Deed Sale	Jul 26, 2004 · Amount on Record
Prior Sale	Aug 14, 2003 · Amount on Record
Deed Document Number	2004052912
Deed Book / Page	1872 / 0808
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,734.00 (+6.5%)	$240,716 (+21%)	$288,257 (+4.65%) Land $38,000 Building $250,257
2023		$198,939 (-23.21%) Land $198,939
2022	$3,506.00	$259,058 Land $22,300 Building $236,758	$275,441 Land $32,500 Building $242,941

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530413042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force 14 of 15 on primary residences

Wildfire

Wildfire Risk	Low above 4% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.