3205 34th Ter, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 3205 34th Ter, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,250 sqft · built 2007
Lot Size	0.213 acres (9,279 sqft)
Owner	2 Individual Names on Record
Last Sale	$208,800 (Mar 2021)
Tax Bill	$2,089 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2019 Mortgage
APN	`06-5.0-22-004-000-191.026`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-22-004-000-191.026`

Interior

Building Area	1,250 sqft Base Area
1st Floor Area	1,250 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	9,279 sqft (0.213 acres)
Lot Dimensions	130 ft deep x 71.1 ft wide

Location & Zoning

Street Address	3205 34TH TER
City	SAINT JOSEPH
State	MO
Zip	64503-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:MORNINGSIDE 2ND EXTENSION LOT:26 BLK:LGL DESC:
Legal Subdivision	MORNINGSIDE 2ND EXTENSION
Legal Lot Number	26
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1017
Census Tract	1800

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3205 34TH TER, SAINT JOSEPH, MO 64503-1517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 13, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2021 · Amount on Record
Deed Sale	Mar 23, 2021 · Amount on Record
Prior Sale	Jun 13, 2019 · Amount on Record
Deed Document Number	20212779
Deed Book / Page	3760 / 134
Prior Transfer Date	Mar 18, 2021
Prior Transfer Doc	003760/134
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Mar 23, 2021
Property Address	3205 34TH TER, SAINT JOSEPH, MO 64503-1517
Document Number	003760/134
Book / Page	3760 / 134
Instrument Date	Mar 18, 2021
Instrument	2021002779
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 34TH TER, SAINT JOSEPH, MO 64503-1517

Mortgage

Document Number	2021002780
Date	Mar 23, 2021
Instrument	2021002780

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 13, 2019
Property Address	3205 34TH TER, SAINT JOSEPH, MO 64503-1517
Document Number	003738/393
Book / Page	3738 / 393
Instrument Date	Jun 13, 2019
Instrument	2019004813
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	PREFERRED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 34TH TER, SAINT JOSEPH, MO 64503-1517

Mortgage

Document Number	003738/394
Date	Jun 13, 2019
Book Page	3738/394
Instrument	2019004814

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,089.00	$29,190 (+6.38%) Land $4,180 Building $25,010	$153,640 (+6.38%) Land $22,000 Building $131,640
2024	$2,089.00 (+16.06%)
2023	$1,800.00 (-0.66%)	$27,440 (-) Land $4,180 Building $23,260	$144,430 (-) Land $22,000 Building $122,430
2022	$1,812.00	$27,440 Land $4,180 Building $23,260
2021			$144,430 Land $22,000 Building $122,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1984–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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