3202 34th Ter, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 3202 34th Ter, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,228 sqft · built 2011
Lot Size	0.105 acres (4,569 sqft)
Owner	Individual Name on Record
Last Sale	$240,430 (Mar 2024)
Tax Bill	$1,973 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jun 2020 Mortgage
APN	`06-5.0-22-004-000-191.025`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-22-004-000-191.025`

Interior

Building Area	1,228 sqft Base Area
1st Floor Area	1,228 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Lot Area	4,569 sqft (0.105 acres)
Lot Dimensions	111 ft deep x 40.9 ft wide

Location & Zoning

Street Address	3202 34TH TER
City	SAINT JOSEPH
State	MO
Zip	64503-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:MORNINGSIDE 2ND EXTENSION LOT:25 BLK:LGL DESC:
Legal Subdivision	MORNINGSIDE 2ND EXTENSION
Legal Lot Number	25
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1017
Census Tract	1800

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3202 34TH TER, SAINT JOSEPH, MO 64503-1517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Warranty Deed, Transfer · VA Mortgage FLAT BRANCH HOME LOANS INC
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2024 · Amount on Record
Deed Sale	Mar 25, 2024 · Amount on Record
Prior Sale	Jan 6, 2011 · Amount on Record
Deed Document Number	20242049
Deed Book / Page	3795 / 671
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 25, 2024
Property Address	3202 34TH TER, SAINT JOSEPH, MO 64503-1517
Document Number	003795/671
Book / Page	3795 / 671
Instrument Date	Mar 22, 2024
Instrument	2024002049
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3202 34TH TER, SAINT JOSEPH, MO 64503-1517

Mortgage

Document Number	2024002050
Date	Mar 25, 2024
Instrument	2024002050

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3202 34TH TER, SAINT JOSEPH, MO 64503-1517
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3750/179
Date	Jun 29, 2020
Book Page	3750/179
Instrument	2020005335

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,973.00	$27,550 (+6.25%) Land $4,180 Building $23,370	$145,000 (+6.27%) Land $22,000 Building $123,000
2024	$1,973.00 (+15.92%)
2023	$1,702.00 (-0.64%)	$25,930 (-) Land $4,180 Building $21,750	$136,450 (-) Land $22,000 Building $114,450
2022	$1,713.00	$25,930 Land $4,180 Building $21,750
2021			$136,450 Land $22,000 Building $114,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1984–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

Nearby Properties on 34th Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures