3204 Starlight St, Frederick, MD 21704 Property Records

Frederick County property record for 3204 Starlight St, Frederick, MD 21704

Property Summary

Property TypeExempt (Full or Partial)
Details2,612 sqft · built 2020
Lot Size0.073 acres (3,220 sqft)
OwnerIndividual Name on File
Last Sale$529,930 (Mar 2020)
Tax Bill$1,352 (2025)
Deeds & MortgagesSep 2025 Transfer
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-598967

Property Details

APN / Parcel Number

Primary APN07-598967
Alternative APN
  • 598967

Interior

Stories2 Stories
Building Area2,612 sqft Total Area
Basement Area700 sqft
Finished Basement700 sqft

Exterior

Year BuiltBuilt 2020
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,220 sqft (0.073 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number598967
Street Address3204 STARLIGHT ST
CityFREDERICK
StateMD
Zip21704-5250
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal DescriptionLOT 23353 3,220 SQ FT THE WOODLANDS AT URBANA
Legal SubdivisionWOODLANDS/URBANA
Legal Lot Number23353
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group3
Census Block3010
Census Tract752206

Owner

Source: Frederick County assessment roll, APN 07-598967, as of July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3204 STARLIGHT ST, FREDERICK, MD 21704-5250
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2025Intrafamily Transfer, Transfer
Feb 08, 2021Deed of Trust, Mortgage · VA Mortgage
NFM INC
Mar 24, 2020Grant Deed, Subdivision Related Transfer
NVR MTG FIN
Nov 19, 2019Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 24, 2020 · Amount on Record
Deed SaleMar 24, 2020 · Amount on Record
Prior SaleMar 24, 2020 · Amount on Record
Deed Document Number0136090063
Deed Book / Page013609 / 000063
Last Transfer DateSep 18, 2025
Transfer Doc0175190142
Record UpdatedJun 08, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateSep 18, 2025
Property Address3204 STARLIGHT ST, FREDERICK, MD 21704-5250
Document Number0175190142
Book / Page17519 / 142
Map ReferenceMB 102 PL 71
Instrument DateSep 05, 2025
Transaction TypeTransfer
Record UpdatedOct 01, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address3204 STARLIGHT ST, FREDERICK, MD 21704-5250
InvestorPossibly a Property Investor

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3204 STARLIGHT ST, FREDERICK, MD 21704-5250
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyLAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE SETMNT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3204 STARLIGHT ST, FREDERICK, MD 21704-5250

Mortgage

Document Number0145220213
DateFeb 08, 2021
Book Page14522/213
Lender
NameNFM INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

March 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateMar 24, 2020
Property Address3204 STARLIGHT ST, FREDERICK, MD 21704-5250
Document Number0136090063
Book / Page013609 / 000063
Instrument DateMar 23, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 28, 2020
Title CompanyNVR SETTLEMENT SERVICES/MD INC, NVR SETTLEMENT SVCS/MD INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$530.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3204 STARLIGHT ST FREDERICK MD 21704, FREDERICK, MD 21704

Mortgage

Document Number136090068
DateMar 24, 2020
Book Page013609/000068
Lender
NameNVR MTG FIN
TypeMortgage Company
AddressCANONSBURG, PA 15317
Agreement
AmountAmount Recorded
Term360 Months
DueMar 23, 2050

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateNov 19, 2019
Property Address3204 STARLIGHT ST, FREDERICK, MD 21704-5250
Document Number0133500247
Book / Page013350 / 000247
Instrument DateNov 07, 2019
Transaction TypeTransfer
Record UpdatedMay 08, 2020
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount Recorded
Tax$498.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4991 NEW DESIGN RD FREDERICK MD 217037113, FREDERICK, MD 21703-7113
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll as of July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,352.00 (+3.76%) Homeowner's exemption$577,233 (+10.72%)$681,100 (+29.66%) Land $180,000 Building $501,100
2023$1,303.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$521,367$525,300 Land $150,000 Building $375,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), as of November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217522063, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 123 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0100030, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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